All Property Plans Include:
Stone Bridge Phase III — Available Tracts & Pricing
* List prices shown; the lowest priced tract is $28,900.00. Pricing and availability is subject to change.
We match your down paymentPut 5%, 10% or 20% down and we match it.
Owner financing shown on our Basic plan — $999.00 down, 10.99% APR over 10 years. $249.00 closing cost due at signing. Tracts start at $28,900: $999 down, then $384.18/month over 10 years or $287.80/month over 20 years.
| Status | Tract details | ||||
|---|---|---|---|---|---|
| Tract 159 | 4.85 | $44,900.00est. $604.49/moNone listed | $604.49/mo · 10 yr | Available | View tract |
| Tract 150 | 5.07 | $44,900.00est. $604.49/moNone listed | $604.49/mo · 10 yr | Available | View tract |
| Tract 175 | 10.78 | $28,900.00est. $384.18/moNone listed | $384.18/mo · 10 yr | Available | View tract |
| Tract 199 | 17.94 | $52,900.00est. $714.64/moNone listed | $714.64/mo · 10 yr | Available | View tract |
| Tract 210 | 18.74 | $49,900.00est. $673.33/moNone listed | $673.33/mo · 10 yr | Available | View tract |
| Tract 138 | 5.72 | $47,900.00est. $645.80/moNone listed | $645.80/mo · 10 yr | Available | View tract |
| Tract 219 | 16.80 | $49,900.00est. $673.33/moNone listed | $673.33/mo · 10 yr | Available | View tract |
| Tract 193 | 15.04 | $39,900.00est. $535.64/moNone listed | $535.64/mo · 10 yr | Available | View tract |
| Tract 158 | 6.03 | $48,900.00est. $659.57/moNone listed | $659.57/mo · 10 yr | Available | View tract |
| Tract 201 | 10.23 | $31,900.00est. $425.49/moNone listed | $425.49/mo · 10 yr | Available | View tract |
| Tract 196 | 19.43 | $55,900.00est. $755.95/moNone listed | $755.95/mo · 10 yr | Available | View tract |
| Tract 137 | 4.86 | $43,900.00est. $590.72/moNone listed | $590.72/mo · 10 yr | Available | View tract |
| Tract 139 | 6.82 | $51,900.00est. $700.87/moNone listed | $700.87/mo · 10 yr | Available | View tract |
| Tract 149 | 5.89 | $47,900.00est. $645.80/moNone listed | $645.80/mo · 10 yr | Available | View tract |
| Tract 211 | 23.70 | $62,900.00est. $852.34/moNone listed | $852.34/mo · 10 yr | Available | View tract |
| Tract 176 | 11.33 | $34,900.00est. $466.79/moNone listed | $466.79/mo · 10 yr | Available | View tract |
Showing 16 of 84 tracts · 16 available from $28,900.00

- Homesteading
- Mobile Structures
- Off-Grid Living
- Hunting
- 4x4
- Camping
- Small Structures
- No HOA
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Calculate your payment plan or see your cash discount
We match your down paymentPut 5%, 10% or 20% down and we match it.
* This calculator provides estimates only. Actual terms may vary. Plans start from $999 down | Doc fee: $249 | Purchase rates from 8.99% - 10.99% APR | Terms 10–20 years depending on plan, everyone is approved!
Call or text to purchase! 469-908-2174
Stone Bridge Phase III in Latimer County, Oklahoma (Red Oak)
Stone Bridge Phase III is a build-ready home-site development in Latimer County, Oklahoma, near Red Oak. The property totals 1242.46 acres, divided into 84 tracts ranging from 4.85 to 23.70 acres. Every tract is available direct from the seller for $999 down, with monthly payments on our Enhanced plan (5% down and we match it, 20-year term) starting around $384. Available tracts at Stone Bridge Phase III are priced from $28,900 to $62,900, paid directly to the seller on a monthly installment plan. County permitting in the area is buyer-friendly: no HOA design review, no architectural board, just standard residential and septic permits. Stone Bridge Phase III is suited for stick-built homes, modular homes, barndominiums, custom cabins, and full-time rural residences. Latimer County sits in rural Oklahoma with Red Oak as the nearest town for groceries, fuel, and basic services, putting Stone Bridge Phase III within practical reach of everyday errands while still keeping the privacy of country acreage. Zero Credit Land currently has 16 tracts available at Stone Bridge Phase III — see the tract list below or call to discuss.
Common questions about Stone Bridge Phase III
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Stone Bridge Phase III — Property Overview
Stone Bridge Phase III: Latimer County Oklahoma Land for Sale
Stone Bridge Phase III is the rugged western section of Stone Bridge, past Phases I and II, in the San Bois Mountains north of Red Oak, Oklahoma. Because of the terrain and the distance from the entrance, a 4WD vehicle is required to reach this phase. The reward is privacy: steep timbered ridges, creek bottoms and long mountain views with few neighbors.
The northern edge of Phase III follows the Mountain Fork, and the smaller tracts along it, around 5 to 6 acres, have creek frontage. Farther in, the tracts open up to 10 to 24 acres of hardwood and shortleaf pine, with dirt roads such as Stone Bridge Road and Chromite Road winding between them.
Off-the-Beaten-Path Hunting Land
Deer, turkey and black bear all move through the hollows here, and the distance from the county road keeps traffic light. Phase III works well as a hunting camp, a creekside campsite or a cabin you drive in to on weekends. Robbers Cave State Park and the Fourche Maline River near Wilburton are within an easy drive.
Access
Every tract is surveyed with pinned corners. From the maintained county road at the entrance, unmaintained dirt mountain roads run to each lot. They are steep in places, and 4WD is required.
Utilities and Water
There are no power lines in Stone Bridge, so plan on solar or a generator. Water comes from a private well drilled at the owner's cost; check with a licensed Oklahoma well driller about depth and yield. The area gets around 50 inches of rain a year, and the creeks run strong after a storm.
Owner Financing, No Credit Check
Every tract is sold with in-house owner financing. There's no credit check and no bank involved, and you can camp, hunt or build from the day you sign.
Ready to Own Your Land?
$999 down. No credit check. Fast 48-hour closings. Start using your land right away.


