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Stone Creek Phase III — Available Tracts & Pricing
* List prices shown; the lowest priced tract is $44,900.00. Pricing and availability is subject to change.
We match your down paymentPut 5%, 10% or 20% down and we match it.
Owner financing shown on our Basic plan — $999.00 down, 10.99% APR over 10 years. $249.00 closing cost due at signing. Tracts start at $44,900: $999 down, then $604.49/month over 10 years or $452.84/month over 20 years.
| Status | Tract details | |||||
|---|---|---|---|---|---|---|
| Tract 19 | 11.36 | $44,900.00est. $604.49/moStream | $604.49/mo · 10 yr | Stream | Available | View tract |
| Tract 92 | 8.52 | $44,900.00est. $604.49/moNone listed | $604.49/mo · 10 yr | None listed | Available | View tract |
| Tract 90 | 13.57 | $57,900.00est. $783.49/moNone listed | $783.49/mo · 10 yr | None listed | Available | View tract |
Showing 3 of 75 tracts · 3 available from $44,900.00

- Homesteading
- Mobile Structures
- Off-Grid Living
- Hunting
- 4x4
- Camping
- Small Structures
- No HOA
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Calculate your payment plan or see your cash discount
We match your down paymentPut 5%, 10% or 20% down and we match it.
* This calculator provides estimates only. Actual terms may vary. Plans start from $999 down | Doc fee: $249 | Purchase rates from 8.99% - 10.99% APR | Terms 10–20 years depending on plan, everyone is approved!
Call or text to purchase! 469-908-2174
Stone Creek Phase III in Latimer County, Oklahoma (Red Oak)
Stone Creek Phase III is a family land development in Latimer County, Oklahoma, near Red Oak. The property totals 1855.57 acres, divided into 75 tracts ranging from 8.52 to 13.57 acres. Every tract is available direct from the seller for $999 down, with monthly payments on our Enhanced plan (5% down and we match it, 20-year term) starting around $604. Available tracts at Stone Creek Phase III are priced from $44,900 to $57,900, paid directly to the seller on a monthly installment plan. Buyers here are often setting up a multi-generation land hold — primary cabin, future guest cabins, and a shared place for kids and grandkids to come home to. On-property features at Stone Creek Phase III include a wet-weather creek, suited for multi-generation hand-downs, shared family use, and long-term family land holding. Latimer County sits in rural Oklahoma with Red Oak as the nearest town for groceries, fuel, and basic services, putting Stone Creek Phase III within practical reach of everyday errands while still keeping the privacy of country acreage. 3 tracts remain available at Stone Creek Phase III from Zero Credit Land; pricing and tract details are listed below.
Common questions about Stone Creek Phase III
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Stone Creek Phase III — Property Overview
Stone Creek Phase III: Latimer County Oklahoma Land for Sale
Stone Creek Phase III is mountain acreage in Latimer County, in the hills of southeastern Oklahoma. The development sits a few miles northeast of Wilburton, about 30 miles east of McAlester and roughly 185 miles southeast of Oklahoma City. It is rural country of rolling, wooded ridges and rock outcrops, yet the groceries, fuel and hardware stores in Wilburton are a short drive away.
Every tract has been professionally surveyed, with the corners staked and pinned. A maintained county road runs to the entrance, and dirt mountain roads lead from there to each lot.
Wooded Mountain Land in Southeast Oklahoma
The tracts are covered in moderate to heavy timber, mostly shortleaf pine mixed with native oaks and other hardwoods. Several have open, partly cleared spots that work well for a campsite, a small cabin or a place to park a camper for the weekend. Robbers Cave State Park, with its trails, lakes and sandstone bluffs, is just north of Wilburton.
Off-Grid Land With Power Nearby
There are no power lines on the property today. Kiamichi Electric serves the surrounding area and can extend service to a tract at the buyer's cost. Water comes from a private well you drill yourself; depth and yield are never guaranteed, so talk to a licensed Oklahoma well driller before you plan around it. Until then, solar and a rainwater setup make for a comfortable off-grid camp.
Roads and Access
The interior roads are unmaintained dirt and can be steep in places. A 4WD vehicle is helpful, especially after rain, though it is not strictly required.
Owner Financing, No Credit Check
Stone Creek Phase III is sold with in-house owner financing. There is no credit check and no bank to qualify with, and you can use the land from the day you sign. Pick the tract you like, choose a plan, and it is yours to camp, hunt or build on while you pay.
Ready to Own Your Land?
$999 down. No credit check. Fast 48-hour closings. Start using your land right away.


