Question 1

What is zero credit land and how does it work?

Accepted Answer

Zero Credit Land helps buyers purchase private rural land directly from the seller. You can choose a property, pay $999 down, and use a direct purchase agreement with flexible installment payments. No traditional credit check is required.

Question 2

What is a Warranty Deed?

Accepted Answer

A warranty deed guarantees that the seller holds a clear title and has the legal right to sell the land. It gives the buyer peace of mind that the property is free from claims or disputes.

Question 3

What is due diligence?

Accepted Answer

Due diligence is the research a buyer should do before purchasing. This includes contacting the county, reaching out to us, and—ideally—visiting the land in person. Make sure you're comfortable with everything before buying.

Question 4

What is the property zoned for?

Accepted Answer

Most of our land is zoned residential, but some rural parcels may have no zoning at all. We recommend checking directly with the local county office to confirm current zoning rules.

Question 5

Is there a deadline to build?

Accepted Answer

In most cases, no. Unless otherwise stated in the listing, there are no time limits on when you must start building.

Question 6

Are mineral rights included?

Accepted Answer

Usually not. In many areas, mineral rights were granted long ago to the government or railroads. You can check with the local county for details on obtaining them.

Question 7

Can someone help me locate the land?

Accepted Answer

We don't offer land locating services to keep costs low for our buyers. However, we provide detailed maps and GPS coordinates with every listing to make it easier for you to find the property on your own.

Question 8

Is the property surveyed?

Accepted Answer

Some parcels have been surveyed in the past, but corner markers may no longer be visible. If a new survey has been done, it will be listed and available upon request.

Question 9

Are there any liens on the land?

Accepted Answer

Almost all properties are lien-free at the time of sale. If a lien exists, it's paid off before the deed is transferred—so you receive clean, clear title.

Question 10

Should I inspect the property before buying?

Accepted Answer

Absolutely. We always encourage buyers to visit the land in person and complete their due diligence before committing.

Question 11

What forms of payment do you accept?

Accepted Answer

We accept Bitcoin, bank deposits, wire transfers, cashier's checks, and all major credit or debit cards.

Question 12

How do I pay for my land?

Accepted Answer

You can make a secure payment on our website through the Make A Payment page.

Question 13

What if there's an issue with the deed or paperwork?

Accepted Answer

We stand by every sale. If anything goes wrong, we'll make it right—guaranteed.

Question 14

Who qualifies for financing?

Accepted Answer

Everyone! We don't run credit checks. Whether you have great credit or none at all—we'll work with you. Note: a small $18 monthly loan servicing fee applies, but it can be waived with auto-pay.

Question 15

How do I make my monthly payment?

Accepted Answer

Just head to our secure Make A Payment page to submit your monthly payment easily.

Question 16

What do the closing costs cover?

Accepted Answer

Closing costs ($249) go toward preparing and filing all necessary documents, including the deed and land contract.

Question 17

Where is your office located?

Accepted Answer

We're based in Allen, Texas.

Question 18

Can international buyers purchase from you?

Accepted Answer

Yes! We've successfully sold land to buyers from the UK, Germany, Canada, and even Korea.

Faq Land For Sale

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