Question 1

What is zero credit land and how does it work?

Accepted Answer

Zero Credit Land helps buyers purchase private rural land directly from the seller. You can choose a property, pay $999 down, and use a direct purchase agreement with flexible installment payments. No traditional credit check is required.

Question 2

What is a Warranty Deed?

Accepted Answer

A warranty deed guarantees that the seller holds a clear title and has the legal right to sell the land. It gives the buyer peace of mind that the property is free from claims or disputes.

Question 3

What is due diligence?

Accepted Answer

Due diligence is the research a buyer should do before purchasing. This includes contacting the county, reaching out to us, and—ideally—visiting the land in person. Make sure you're comfortable with everything before buying.

Question 4

What is the property zoned for?

Accepted Answer

Most of our land is zoned residential, but some rural parcels may have no zoning at all. We recommend checking directly with the local county office to confirm current zoning rules.

Question 5

Is there a deadline to build?

Accepted Answer

In most cases, no. Unless otherwise stated in the listing, there are no time limits on when you must start building.

Question 6

Are mineral rights included?

Accepted Answer

Usually not. In many areas, mineral rights were granted long ago to the government or railroads. You can check with the local county for details on obtaining them.

Question 7

Can someone help me locate the land?

Accepted Answer

We don't offer land locating services to keep costs low for our buyers. However, we provide detailed maps and GPS coordinates with every listing to make it easier for you to find the property on your own.

Question 8

Is the property surveyed?

Accepted Answer

Some parcels have been surveyed in the past, but corner markers may no longer be visible. If a new survey has been done, it will be listed and available upon request.

Question 9

Are there any liens on the land?

Accepted Answer

Almost all properties are lien-free at the time of sale. If a lien exists, it's paid off before the deed is transferred—so you receive clean, clear title.

Question 10

Who qualifies for financing?

Accepted Answer

Everyone! We don't run credit checks. Whether you have great credit or none at all — we'll work with you. No bank approval required.

Question 11

What do the closing costs cover?

Accepted Answer

Closing costs ($249) go toward preparing and filing all necessary documents, including the deed and land contract.

Question 12

What forms of payment do you accept?

Accepted Answer

We accept Bitcoin, bank deposits, wire transfers, cashier's checks, and all major credit or debit cards.

Question 13

Can international buyers purchase from you?

Accepted Answer

Yes! We've successfully sold land to buyers from the UK, Germany, Canada, and even Korea.

Land Buying FAQ

Frequently Asked Questions

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