All Tracts Only $999 Down
fast 48 hour closings
Only 6 Tracts Left!28 of 34 already sold
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⚡
Only 6 Tracts Left!28 of 34 already sold

All Property Plans Include:

20% discount for cash buyers!
Low Doc Fee’s!
Payment date flexibility
Everyone is Approved!

Riverbend — Available Tracts & Pricing

* List prices shown; the lowest priced tract is $26,900.00. Pricing and availability is subject to change.

We match your down paymentPut 5%, 10% or 20% down and we match it.

Owner financing shown on our Basic plan — $999.00 down, 10.99% APR over 10 years. $249.00 closing cost due at signing. Tracts start at $26,900: $999 down, then $356.64/month over 10 years or $267.17/month over 20 years.

Down
Term
StatusTract details
Tract 303.29$28,900.00est. $384.18/moNone listed$384.18/mo · 10 yrAvailableView tract
Tract 254.32$41,900.00est. $563.18/moNone listed$563.18/mo · 10 yrAvailableView tract
Tract 293.03$26,900.00est. $356.64/moNone listed$356.64/mo · 10 yrAvailableView tract
Tract 133.66$31,900.00est. $425.49/moNone listed$425.49/mo · 10 yrAvailableView tract
Tract 125.15$44,900.00est. $604.49/moNone listed$604.49/mo · 10 yrAvailableView tract
Tract 310.05$62,900.00est. $852.34/moNone listed$852.34/mo · 10 yrAvailableView tract

Showing 6 of 34 tracts · 6 available from $26,900.00

Property Map
Property plat map
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Start using your land in 48 hours!
  • Homesteading
  • Mobile Structures
  • Off-Grid Living
  • Hunting
  • 4x4
  • Camping
  • Small Structures
  • No HOA

Contact

Schedule Property Visit: Riverbend
Chad Williams
Chad Williams
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Property Documents

Coordinates
Covenants
Survey
Tract Map

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Location

Address
72 Gray Cliff Point, Wayne County, KY 42633, United States of America
City
Monticello
County
Wayne County
State
Kentucky
ZIP
42633
GPS
36.8726200, -84.6027400

Land

Surveyed
Yes
Road Type
Unmaintained Dirt Road
4x4 Required
Recommended
Elevation
732 ft

Utilities

Electric Company
South Kentucky Rural Electric Cooperative
Electric Location
No power lines on the property; South Kentucky RECC serves the area and can extend service at the buyer's cost
Water Source
Private well at buyer's cost (depth and yield not guaranteed)

Zoning & Uses

Zoning
Residential, Recreational
Mobile Homes
Allowed
RV Living
Full-Time
Hunting
Allowed

Fees & Taxes

HOA
None
Rural land — Zero Credit Land

3 Simple Steps to Own Your Land

  1. 1
    Choose Your Tract
    Browse available tracts and pick the one that fits your vision.
  2. 2
    Reserve with Down Payment
    Secure your land with a small down payment — simple qualification, no credit check.
  3. 3
    Sign & Start Using in 48 hrs
    Sign the contract and your land is yours — start using it within 48 hours.
Tract Boundaries
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Available Pending Sold
Open in Maps
Address
Monticello, Kentucky
City
—
State
—
ZIP
—
Area
207.84 Acres
Country
—

Payment Calculator

Calculate your payment plan or see your cash discount

6 available
Down
Term

We match your down paymentPut 5%, 10% or 20% down and we match it.

Total due today
$1,248
Down payment $999 + Doc prep fee $249
then $356.64/mo for 10 years
Purchase price $26,900 on the Basic plan · $25,901 financed.
Or pay cash: $21,520 — saves $5,380
Click here to purchase

* This calculator provides estimates only. Actual terms may vary. Plans start from $999 down | Doc fee: $249 | Purchase rates from 8.99% - 10.99% APR | Terms 10–20 years depending on plan, everyone is approved!

Call or text to purchase! 469-908-2174

Riverbend in Wayne County, Kentucky (Monticello)

Riverbend is a buildable rural land development in Wayne County, Kentucky, near Monticello. The property totals 207.84 acres, divided into 34 tracts ranging from 3.03 to 10.05 acres. Every tract is available direct from the seller for $999 down, with monthly payments on our Enhanced plan (5% down and we match it, 20-year term) starting around $357. Available tracts at Riverbend are priced from $26,900 to $62,900, paid directly to the seller on a monthly installment plan. County permitting in the area is buyer-friendly: no HOA design review, no architectural board, just standard residential and septic permits. Riverbend is suited for stick-built homes, modular homes, barndominiums, custom cabins, and full-time rural residences. Wayne County sits in rural Kentucky with Monticello as the nearest town for groceries, fuel, and basic services, putting Riverbend within practical reach of everyday errands while still keeping the privacy of country acreage. 6 tracts remain available at Riverbend from Zero Credit Land; pricing and tract details are listed below.

Common questions about Riverbend

How much does a tract at Riverbend cost?
Pricing at Riverbend varies by acreage. Examples include 3.03 acres for $26,900, 4.32 acres for $41,900, and 10.05 acres for $62,900. Every tract starts at $999 down with a $249 document fee — flexible financing options are available with low monthly installment payments paid directly to the seller, no bank needed.
How close is Riverbend to Cumberland Falls State Resort Park?
Riverbend is about 15 miles away from Cumberland Falls State Resort Park, putting it within a short drive of one of the area's most recognizable destinations and making it a popular base for whitetail deer hunting, turkey hunting, and small-game hunting.
Is Riverbend good for hunting?
Whitetail deer, turkey, and small-game hunting are popular throughout the Appalachian foothills of Kentucky, with private wooded acreage often working well as a hunting tract or hunting cabin. Riverbend sits in the Appalachian foothills with wooded mountainous terrain that supports private hunting use on every available tract.
What can you do at Riverbend?
Riverbend tracts are well suited for hunting, off-grid cabins, recreational use, and homesteading. The wooded mountainous terrain in the Appalachian foothills is also a strong fit for whitetail deer hunting, turkey hunting, small-game hunting, and hiking, with private acreage giving owners room to set up a cabin, a hunting camp, or an off-grid build.
How big is Riverbend?
Riverbend is roughly a 208-acre private rural land development in Wayne County, Kentucky, with individual tracts ranging from about 3.03 acres up to 10.05+ acres. Tracts are sold individually with owner financing available — $999 down, seller financing offered, no bank needed.
Where is Riverbend located?
Riverbend is located in Wayne County, Kentucky. It's a private rural land development with tracts sold direct from the seller by Zero Credit Land — $999 down and a simple monthly installment plan.
Can I buy Riverbend directly from the seller?
Yes. Every tract at Riverbend in Wayne County, Kentucky is sold direct from the seller through Zero Credit Land. Buyers put $999 down and make low monthly installment payments directly to the seller.
What does it take to start at Riverbend?
It's $999 to start on any available tract at Riverbend in Wayne County, Kentucky, plus low closing costs of $249. Buyers pay the remainder on a simple monthly installment plan paid directly to the seller.
How many acres are available at Riverbend?
Riverbend offers tracts ranging from 3.03-10.05 acres in Wayne County, Kentucky. Each tract is sold individually for $999 down direct from the seller — choose the parcel that fits your goals for homesteading, off-grid living, hunting, or long-term land ownership.
Where can I buy land in Wayne County, Kentucky direct from the seller?
Zero Credit Land sells private rural land in Wayne County, Kentucky — including Riverbend — direct from the seller. It's $999 to start and the process is simple, with monthly installment payments paid directly to the seller.
How does buying land at Riverbend work?
Riverbend is sold direct from the seller through Zero Credit Land. Buyers put $999 down, sign a simple direct-from-seller agreement, and pay the balance on a monthly installment plan paid directly to the seller.

Riverbend — Property Overview

Riverbend: Wayne County, Kentucky Land for Sale

Riverbend is wooded acreage along the Cumberland River in Wayne County, Kentucky, about 18 miles northeast of Monticello. It sits between two other developments, Bluewater Ridge and The Cliffs, in quiet farm country, yet Somerset is about 22 miles away for shopping and services. Lexington is roughly 100 miles north and Louisville about 150 miles northwest.

Every tract has been professionally surveyed, with the corners staked and pinned. A maintained county road runs to the entrance, and unmaintained dirt roads reach each lot.

River Frontage and Hardwood Timber

Several tracts back onto the Cumberland River, and the rest are covered in tall hardwoods. Deer and turkey are common, so the land works well as a hunting camp, a spot for an RV, or the site of a future cabin. The Daniel Boone National Forest is a short drive away for hiking, fishing and more public land. Average elevation is about 730 feet.

Getting There

Reach Riverbend by way of Brammer Hill Ridge Road to Jonesville Cemetery Road. Zion Church Road does not connect to the property. A 4x4 vehicle is recommended on the interior roads.

Utilities

There are no power lines on the property today. South Kentucky Rural Electric Cooperative serves the area and can extend power at the buyer's cost. You may drill a private well at your own expense; depth, quantity and quality are not guaranteed, so talk to a licensed Kentucky well driller before you plan around it.

Owner Financing, No Credit Check

Riverbend is sold with in-house owner financing. There is no credit check, and you can start using the land the day you sign.

Ready to Own Your Land?

$999 down. No credit check. Fast 48-hour closings. Start using your land right away.

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