Owner financed · $999 Down · No bank needed · 8 available tracts
Zero Credit Land has 8 available 10-20 acres tracts in Kentucky, well suited for off-grid living, hunting, or room to spread out. Every tract is owner financed direct from the seller — $999 down, no bank, no credit check.
| Property | County | Acres | Price | Est. Monthly |
|---|---|---|---|---|
| Autumn Ridge | Leslie | 10.06 ac | $47,177 | $572.69/mo |
| Autumn Ridge | Leslie | 10.86 ac | $45,250 | $549.29/mo |
| Autumn Ridge | Leslie | 11.95 ac | $52,668 | $639.34/mo |
| Autumn Ridge | Leslie | 12.71 ac | $52,932 | $642.55/mo |
| Autumn Ridge | Leslie | 16.01 ac | $66,713 | $809.84/mo |
| Autumn Ridge | Leslie | 16.71 ac | $74,646 | $906.14/mo |
| Autumn Ridge | Leslie | 16.88 ac | $72,640 | $881.79/mo |
| Jade Pass | Whitley | 18.80 ac | $80,991 | $983.16/mo |
Prices range $45,250–$80,991, monthly payments from $549.29/mo.
Yes. Every tract Zero Credit Land sells in Kentucky, including 10-20 acres tracts, is owner financed direct from the seller — there's no bank, no loan application, and no credit check. Buyers pay $999 down to get started.
Right now there are 8 available 10-20 acres tracts in Kentucky, priced between $45,250 and $80,991, with monthly payments starting around $549/mo.
Current 10-20 acres listings in Kentucky are in Leslie County, Whitley County.