4.94 Acres at Baker Creek — Fayette County, Alabama · $999 Down, Direct From the Seller
Fayette County, Alabama
10-year term5% down10.49% APR
Due at signing$2,306.90$2,057.90 down + $249.00 closing
Direct purchase agreementNo credit check needed
No description available.
Enter your email to receive all documents
Baker Creek Tract 12 is your first piece of country — 4.94 acres of starter acreage in Fayette County, Alabama. Part of Baker Creek. Priced at $41,158 — about $499.62/month on our Enhanced plan (5% down, 5% discount, 20-year term).
For most first-time land buyers, Baker Creek Tract 12 is sized and priced to be a comfortable starter purchase. You get a real recorded deed, a real piece of rural acreage, and a payment that fits beside the rent without strain. Many buyers later move up to larger tracts after getting comfortable.
Baker Creek Tract 12 is sold via direct purchase agreement. You pay $999 down to take possession, then make simple monthly installments over the agreed term — no credit check, no bank, no closing fees. Full payoff at any time without penalty.
There is no catch. Baker Creek Tract 12 is real recorded rural acreage sold direct from Zero Credit Land. Direct-purchase land sales (sometimes called owner financing or land contracts) have existed for decades — we just removed the credit-check and big-bank-down-payment steps.
Yes. Baker Creek Tract 12 can be paid off at any time without prepayment penalty. Many first-time buyers pay off within 2-4 years; some pay cash for the discounted sticker price upfront. Either path is fine.
$999 down. No credit check. Fast 48-hour closings. Start using your land right away.
