Owner financed · $999 Down · No bank needed · 18 available tracts
Zero Credit Land has 18 available 10-20 acres tracts in Tennessee, well suited for off-grid living, hunting, or room to spread out. Every tract is owner financed direct from the seller — $999 down, no bank, no credit check.
| Property | County | Acres | Price | Est. Monthly |
|---|---|---|---|---|
| Big White Oak | Perry | 10.15 ac | $54,773 | $664.90/mo |
| Big White Oak | Perry | 10.28 ac | $55,440 | $672.99/mo |
| Big White Oak | Perry | 10.49 ac | $53,895 | $654.24/mo |
| Big White Oak | Perry | 10.72 ac | $55,076 | $668.57/mo |
| Whiskey Ridge | Henderson | 10.83 ac | $72,317 | $877.86/mo |
| Whiskey Ridge | Henderson | 10.84 ac | $56,866 | $690.30/mo |
| Big White Oak | Perry | 11.53 ac | $56,313 | $683.59/mo |
| Big White Oak | Perry | 11.62 ac | $56,945 | $691.26/mo |
| Big White Oak | Perry | 12.01 ac | $53,161 | $645.33/mo |
| Big White Oak | Perry | 12.83 ac | $60,847 | $738.63/mo |
| Big White Oak | Perry | 13.06 ac | $56,776 | $689.21/mo |
| Big White Oak | Perry | 13.51 ac | $58,732 | $712.95/mo |
| Big White Oak | Perry | 13.56 ac | $56,142 | $681.51/mo |
| Whiskey Ridge | Henderson | 13.75 ac | $94,838 | $1151.25/mo |
| Big White Oak | Perry | 14 ac | $60,863 | $738.82/mo |
| Big White Oak | Perry | 14.06 ac | $61,123 | $741.98/mo |
| Big White Oak | Perry | 14.52 ac | $63,123 | $766.26/mo |
| Whiskey Ridge | Henderson | 18.44 ac | $95,722 | $1161.98/mo |
Prices range $53,161–$95,722, monthly payments from $645.33/mo.
Yes. Every tract Zero Credit Land sells in Tennessee, including 10-20 acres tracts, is owner financed direct from the seller — there's no bank, no loan application, and no credit check. Buyers pay $999 down to get started.
Right now there are 18 available 10-20 acres tracts in Tennessee, priced between $53,161 and $95,722, with monthly payments starting around $645/mo.
Current 10-20 acres listings in Tennessee are in Perry County, Henderson County.