Basic
$632.03/mo
- Down payment
- $999
- APR
- 10.99%
- Down payment match
- None
- Purchase price
- $46,900
- Doc fee
- $249
- Due at signing
- $1,248
Financing options
We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.
Enhanced
Most popular$569.32/mo
We match your 5% down
- Down payment
- $2,345
- APR
- 10.49%
- Down payment match
- $2,345
- New purchase price
- $44,555
- Doc fee
- $249
- Due at signing
- $2,594
Premium
$495.62/mo
We match your 10% down
- Down payment
- $4,690
- APR
- 9.99%
- Down payment match
- $4,690
- New purchase price
- $42,210
- Doc fee
- $249
- Due at signing
- $4,939
Diamond
$356.31/mo
We match your 20% down
- Down payment
- $9,380
- APR
- 8.99%
- Down payment match
- $9,380
- New purchase price
- $37,520
- Doc fee
- $249
- Due at signing
- $9,629
Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.
All Property Plans Include:
- 20% discount for cash buyers!
- Payment date flexibility
- Low Doc Fee's!
- Everyone is Approved!
Questions? Text or chat with us.
Ask about any tract, the payments or a visit. No forms, no obligation.
Overview
At 9.71 acres, Tract 98 is one of the long, narrow parcels stretched along the northwest edge of Stone Creek Phase II. It is wooded mountain ground, with pines mixed in among native hardwoods, and an unmaintained dirt road gets you in. Look for an open patch to set a tent or a small weekend cabin. There is no electric service on the land, so plan on an off-grid setup, and bring a 4WD.
About Stone Creek Phase II
Stone Creek Phase II is wooded mountain land in the San Bois Mountains of Latimer County, Oklahoma. The development is about 3 miles northeast of Wilburton, 30 miles east of McAlester and 185 miles southeast of Oklahoma City. It is divided into 125 surveyed tracts, and every corner has been staked and pinned.
The ground here is steep and rugged in places, with secluded corners that give deer, turkey and bear good cover. Several tracts include ponds or wet-weather creeks, and the area averages about 50 inches of rain a year. A reservoir with a public access point borders the west side of the property on the plat. One section has a sheer rock face for hikers and climbers, and the whole property suits ATV and horseback riding. Nearby, Robbers Cave State Park is close at hand, and the Fourche Maline River west of Wilburton offers winter trout fishing. Average elevation is about 1,250 feet.
Features
Start using your land in 48 hours!
- Homesteading
- Mobile Structures
- Off-Grid Living
- Hunting
- 4x4
- Camping
- Small Structures
- No HOA
Location
Property Map
Documents & details
- Choose Your Tract
Browse available tracts and pick the one that fits your vision.
- Reserve with Down Payment
Secure your land with a small down payment — simple qualification, no credit check.
- Sign & Start Using in 48 hrs
Sign the contract and your land is yours — start using it within 48 hours.
Stone Creek Phase II Tract 98 — Build-Ready Home Site
Stone Creek Phase II Tract 98 is shovel-ready acreage — 9.71 acres of build-ready home site in Latimer County, Oklahoma. Part of Stone Creek Phase II. Priced at $46,900 — about $632.03/month on our Basic plan ($999 down, 10-year term).
- About 93 miles from Tulsa and 98 miles from Fayetteville, AR (straight line; the drive is longer).
- At 9.71 acres it is the 7th-largest of the 14 tracts still available at Stone Creek Phase II, at about $4,830 per acre versus a $4,318 average there.
- Buildable rural lot — drop a stick-built, modular, or barndominium foundation here
- No HOA design review, no inspectors over your shoulder during construction
- Pour the slab, run power, move in — many owners do it in under 12 months
Common questions about Stone Creek Phase II — Tract 98
What can I build on Stone Creek Phase II Tract 98?
On Stone Creek Phase II Tract 98 you can build a stick-built home, modular home, manufactured home, barndominium, log cabin, or off-grid cabin. The county handles permits for each; there's no HOA architectural review.
How do I get a building permit for Stone Creek Phase II Tract 98?
County permitting offices issue residential building permits for tracts like Stone Creek Phase II Tract 98 once you submit plans + septic perc test results. Most rural counties process permits in 2-6 weeks; cost is typically $200-600.
Can I put a manufactured home on Stone Creek Phase II Tract 98?
Stone Creek Phase II Tract 98 is check the covenants and county rules for this property. Manufactured (modular) homes are typically permitted under residential zoning in rural counties. Confirm with the county and check the property covenants for Stone Creek Phase II Tract 98 before purchasing.
How fast can I move onto Stone Creek Phase II Tract 98?
Fast options: RV onto Stone Creek Phase II Tract 98 within a week of closing (no permit needed in most counties). Modular home set: 2-4 months. Stick-built or barndominium: 6-12 months. Owner-built cabin on weekends: one season.
Explore more
More Tracts at Stone Creek Phase II
Explore other available tracts in Stone Creek Phase II. Each offers its own acreage, price and features.
More in this county
More Land in Latimer County
Other communities with tracts for sale in Latimer County, Oklahoma.
Stone Creek Phase III
Latimer County, Oklahoma
3 tracts8.52 – 13.57 acresfrom $44,900
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