Basic
$287.79/mo
- Down payment
- $999
- APR
- 10.99%
- Down payment match
- None
- Purchase price
- $21,900
- Doc fee
- $249
- Due at signing
- $1,248
Financing options
We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.
Enhanced
Most popular$253.65/mo
We match your 5% down
- Down payment
- $1,999
- APR
- 10.49%
- Down payment match
- $1,095
- New purchase price
- $20,805
- Doc fee
- $249
- Due at signing
- $2,248
$1,999 minimum down applies on this tract.
Text me about this planPremium
$220.74/mo
We match your 10% down
- Down payment
- $2,999
- APR
- 9.99%
- Down payment match
- $2,190
- New purchase price
- $19,710
- Doc fee
- $249
- Due at signing
- $3,248
$2,999 minimum down applies on this tract.
Text me about this planDiamond
$166.38/mo
We match your 20% down
- Down payment
- $4,380
- APR
- 8.99%
- Down payment match
- $4,380
- New purchase price
- $17,520
- Doc fee
- $249
- Due at signing
- $4,629
Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.
All Property Plans Include:
- 20% discount for cash buyers!
- Payment date flexibility
- Low Doc Fee's!
- Everyone is Approved!
Questions? Text or chat with us.
Ask about any tract, the payments or a visit. No forms, no obligation.
Overview
Tract 116 offers 6.19 acres on the northwest side of the property, between Tracts 100 and 140. An unmaintained dirt road leads in, and the timber is a blend of pine and local hardwoods. Clearings work well as a hunting camp or a spot for a small cabin down the road. Expect to live off-grid, since the tract has no electricity, and drive a 4x4.
About Stone Creek Phase II
Stone Creek Phase II is wooded mountain land in the San Bois Mountains of Latimer County, Oklahoma. The development is about 3 miles northeast of Wilburton, 30 miles east of McAlester and 185 miles southeast of Oklahoma City. It is divided into 125 surveyed tracts, and every corner has been staked and pinned.
The ground here is steep and rugged in places, with secluded corners that give deer, turkey and bear good cover. Several tracts include ponds or wet-weather creeks, and the area averages about 50 inches of rain a year. A reservoir with a public access point borders the west side of the property on the plat. One section has a sheer rock face for hikers and climbers, and the whole property suits ATV and horseback riding. Nearby, Robbers Cave State Park is close at hand, and the Fourche Maline River west of Wilburton offers winter trout fishing. Average elevation is about 1,250 feet.
Features
Start using your land in 48 hours!
- Homesteading
- Mobile Structures
- Off-Grid Living
- Hunting
- 4x4
- Camping
- Small Structures
- No HOA
Location
Property Map
Documents & details
- Choose Your Tract
Browse available tracts and pick the one that fits your vision.
- Reserve with Down Payment
Secure your land with a small down payment — simple qualification, no credit check.
- Sign & Start Using in 48 hrs
Sign the contract and your land is yours — start using it within 48 hours.
Stone Creek Phase II Tract 116 — The Easy First Land Purchase
Stone Creek Phase II Tract 116 is sized for your first land purchase — 6.19 acres of starter acreage in Latimer County, Oklahoma. Part of Stone Creek Phase II. Priced at $21,900 — about $287.79/month on our Basic plan ($999 down, 10-year term).
- About 93 miles from Tulsa and 98 miles from Fayetteville, AR (straight line; the drive is longer).
- At 6.19 acres it is the 10th-largest of the 14 tracts still available at Stone Creek Phase II, at about $3,538 per acre versus a $4,318 average there.
- Your first land purchase made simple: $999 down, no credit check, direct from owner
- Smaller acreage means lower carrying cost while you decide what to build
- Locks in rural land ownership at today's prices — a hedge against urban creep
Common questions about Stone Creek Phase II — Tract 116
Should I buy Stone Creek Phase II Tract 116 as my first piece of land?
For most first-time land buyers, Stone Creek Phase II Tract 116 is sized and priced to be a comfortable starter purchase. You get a real recorded deed, a real piece of rural acreage, and a payment that fits beside the rent without strain. Many buyers later move up to larger tracts after getting comfortable.
What does $999 down on Stone Creek Phase II Tract 116 actually mean?
It means Stone Creek Phase II Tract 116 is yours from the day you wire or charge the $999. The remaining balance is paid in monthly installments over the agreed term (typically 20 years) at a fixed rate. No bank, no credit check, no mortgage broker.
What is the catch with Stone Creek Phase II Tract 116?
There is no catch. Stone Creek Phase II Tract 116 is real recorded rural acreage sold direct from Zero Credit Land. Direct-purchase land sales (sometimes called owner financing or land contracts) have existed for decades — we just removed the credit-check and big-bank-down-payment steps.
Can I make extra payments on Stone Creek Phase II Tract 116?
Yes — extra payments on Stone Creek Phase II Tract 116 apply directly to principal with no fees and no penalty. Many owners make a 13th payment each year (one full extra payment in December) to shave several years off the schedule.
Explore more
More Tracts at Stone Creek Phase II
Explore other available tracts in Stone Creek Phase II. Each offers its own acreage, price and features.
More in this county
More Land in Latimer County
Other communities with tracts for sale in Latimer County, Oklahoma.
Stone Creek Phase III
Latimer County, Oklahoma
3 tracts8.52 – 13.57 acresfrom $44,900
- Stream
Own rural land today
Ready to Own Your Land?
$999 down. No credit check. Fast 48-hour closings. Start using your land right away.
Browse Available Land- $999 DownLow entry cost to get started.
- No Credit CheckEveryone is welcome.
- 48-Hour ClosingsFast and simple process.
- Use It Right AwayRecreational, hunting, off-grid.