All Property Plans Include:
Twin Rivers — Available Tracts & Pricing
* List prices shown; the lowest priced tract is $23,900.00. Pricing and availability is subject to change.
We match your down paymentPut 5%, 10% or 20% down and we match it.
Owner financing shown on our Basic plan — $999.00 down, 10.99% APR over 10 years. $249.00 closing cost due at signing. Tracts start at $23,900: $999 down, then $315.33/month over 10 years or $236.23/month over 20 years.
| Status | Tract details | ||||
|---|---|---|---|---|---|
| Tract 27 | 5.28 | $37,900.00est. $508.10/moNone listed | $508.10/mo · 10 yr | Available | View tract |
| Tract 25 | 5.01 | $36,900.00est. $494.33/moNone listed | $494.33/mo · 10 yr | Available | View tract |
| Tract 20 | 5.26 | $23,900.00est. $315.33/moNone listed | $315.33/mo · 10 yr | Available | View tract |
| Tract 16 | 5.39 | $38,900.00est. $521.87/moNone listed | $521.87/mo · 10 yr | Available | View tract |
Showing 4 of 37 tracts · 4 available from $23,900.00

- Homesteading
- Mobile Structures
- Off-Grid Living
- Hunting
- 4x4
- Camping
- Small Structures
- No HOA
Payment Calculator
Calculate your payment plan or see your cash discount
We match your down paymentPut 5%, 10% or 20% down and we match it.
* This calculator provides estimates only. Actual terms may vary. Plans start from $999 down | Doc fee: $249 | Purchase rates from 8.99% - 10.99% APR | Terms 10–20 years depending on plan, everyone is approved!
Call or text to purchase! 469-908-2174
Twin Rivers in Henderson County, Tennessee (Lexington)
Twin Rivers is a long-term homestead community in Henderson County, Tennessee, near Lexington. The property totals 224.7 acres, divided into 37 tracts ranging from 5.01 to 5.39 acres. Every tract is available direct from the seller for $999 down, with monthly payments on our Enhanced plan (5% down and we match it, 20-year term) starting around $315. Available tracts at Twin Rivers are priced from $23,900 to $38,900, paid directly to the seller on a monthly installment plan. Buyers here typically plant gardens, raise chickens or goats, dig a well, and build slowly over a season or two. Twin Rivers is suited for homesteading, gardens, livestock, a homestead-scale cabin, and long-term self-sufficiency. Henderson County sits in rural Tennessee with Lexington as the nearest town for groceries, fuel, and basic services, putting Twin Rivers within practical reach of everyday errands while still keeping the privacy of country acreage. Zero Credit Land currently has 4 tracts available at Twin Rivers — see the tract list below or call to discuss.
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Twin Rivers — Property Overview
Twin Rivers offers the perfect combination of natural beauty, rolling terrain, and convenient access to some of Tennessee’s most popular cities. Located in the scenic hills of Central Tennessee just outside the charming town of Lexington, the property is within easy driving distance of both Nashville and Memphis. The property features rolling hills, natural elevation, wooded areas, and peaceful creeks, creating a beautiful setting for outdoor recreation, camping, hunting, or simply enjoying the privacy and open space of rural Tennessee. Unmaintained dirt roads run throughout the property, providing access to the individual tracts and allowing you to explore the land and surrounding countryside. With its beautiful landscape, natural features, and convenient location, Twin Rivers offers plenty of possibilities for those looking to own a piece of Tennessee countryside.
Ready to Own Your Land?
$999 down. No credit check. Fast 48-hour closings. Start using your land right away.


