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Cherokee County, Oklahoma

Carter's Crossing

Carter's Crossing is roughly 67 acres of wooded, rolling hill country in Cherokee County, Oklahoma, divided by survey into 13 tracts of about 4.55 to 5.76 acres. Every corner has been staked and pinned.

1 / 18
Total acres
66.79
Available tracts
1
Acres per tract
4.96
Zoning
Residential · Recreational
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Carter's Crossing — Available Tracts & Pricing

* List prices shown; the lowest priced tract is $47,900.00. Pricing and availability is subject to change.

We match your down paymentPut 5%, 10% or 20% down and we match it.

Owner financing shown on our Basic plan — $999.00 down, 10.99% APR over 10 years. $249.00 closing cost due at signing. Tracts start at $47,900: $999 down, then $645.80/month over 10 years or $483.79/month over 20 years.

Down
Term
StatusTract details
Tract 54.96$47,900.00est. $645.80/moNone listed$645.80/mo · 10 yrAvailableView tract

Showing 1 of 13 tracts · 1 available from $47,900.00

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Property Map
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Chad Williams
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Property details

Property Documents

Coordinates
Covenants
Survey
Tract Map

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Location

Address
14671 East 630 Road, Cherokee County, OK 74452, United States of America
City
Peggs
County
Cherokee County
State
Oklahoma
ZIP
74452
GPS
36.1284200, -95.0339300

Land

Surveyed
Yes
Road Type
Unmaintained Dirt Road
4x4 Required
No
Elevation
1,099 ft

Utilities

Electric Company
Lake Regional Electric Cooperative
Electric Location
Electric service along E 630 Road near Tract 1; utility easements along parcel boundaries for future extension, at the buyer's cost
Water Source
None on site; well or water service at buyer's cost (4 water providers serve Cherokee County)

Zoning & Uses

Zoning
Residential, Recreational
Mobile Homes
Allowed
RV Living
Full-Time
Hunting
Allowed

Records

Restrictions
Recorded covenants, no HOA. Residential and recreational use only, no commercial use (including marijuana growing); one personal greenhouse up to 200 sq ft. Conventional, portable and tiny homes allowed; a travel trailer, RV, portable cabin or camper may be used as a single-family home. Tents and other temporary structures are recreational only, no more than 21 days per calendar year. One dwelling per 5 acres. Farm animals allowed if not a nuisance; horses and cattle on properly fenced parcels; no more than 2 swine and 3 dogs. Setbacks 70 ft from roads and 50 ft from boundaries, plus a 20 ft perimeter utility and access easement. Streams and springs may not be dammed or rerouted. No commercial vehicles or heavy equipment on the roads except for construction. While the contract for deed is being paid: no cutting trees 16 in. or larger without written permission ($1,000 per tree), no more than 20% of a tract cleared, no timber or rock sales, no subleasing, no subdividing, and a residency permit from the seller is needed before living on the land. No hunting from the access roads.

Fees & Taxes

HOA
None
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Carter's Crossing in Cherokee County, Oklahoma (Peggs)

Carter's Crossing is a development of build-ready home sites in Cherokee County, Oklahoma, near Peggs. The property totals 66.79 acres, divided into 13 tracts ranging from 4.96 acres. Every tract is available direct from the seller for $999 down, with monthly payments on our Basic plan ($999 down, 10-year term) starting around $646. Available tracts at Carter's Crossing are priced from $47,900, paid directly to the seller on a monthly installment plan. County permitting in the area is buyer-friendly: no HOA design review, no architectural board, just standard residential and septic permits. Carter's Crossing is suited for stick-built homes, modular homes, barndominiums, custom cabins, and full-time rural residences. Cherokee County sits in rural Oklahoma with Peggs as the nearest town for groceries, fuel, and basic services, putting Carter's Crossing within practical reach of everyday errands while still keeping the privacy of country acreage. 1 tract is currently available at Carter's Crossing from Zero Credit Land — call or text to lock in your tract.

Common questions about Carter's Crossing

How much does a tract at Carter's Crossing cost?
Pricing at Carter's Crossing varies by acreage. Examples include 4.96 acres for $47,900. Every tract starts at $999 down with a $249 document fee — flexible financing options are available with low monthly installment payments paid directly to the seller, no bank needed.
How close is Carter's Crossing to Lake Tenkiller?
Carter's Crossing is about 36 miles away from Lake Tenkiller, putting it within a short drive of one of the area's most recognizable destinations and making it a popular base for crappie fishing, bass fishing, and catfish fishing.
Is Carter's Crossing good for hunting?
Whitetail deer and turkey hunting are popular throughout eastern Oklahoma, with private wooded acreage often working well as a hunting tract or hunting cabin and lake-area parcels supporting fishing and boating. Carter's Crossing sits in eastern Oklahoma with wooded recreational terrain that supports private hunting use on every available tract.
What can you do at Carter's Crossing?
Carter's Crossing tracts are well suited for lake-area cabins, hunting, recreational use, and weekend retreats. The wooded recreational terrain in eastern Oklahoma is also a strong fit for crappie fishing, bass fishing, catfish fishing, and boating, with private acreage giving owners room to set up a cabin, a hunting camp, or an off-grid build.
How big is Carter's Crossing?
Carter's Crossing is roughly a 67-acre private rural land development in Cherokee County, Oklahoma. Tracts are sold individually with owner financing available — $999 down, seller financing offered, no bank needed.
Where is Carter's Crossing located?
Carter's Crossing is located in Cherokee County, Oklahoma. It's a private rural land development with tracts sold direct from the seller by Zero Credit Land — $999 down and a simple monthly installment plan.
Can I buy Carter's Crossing directly from the seller?
Yes. Every tract at Carter's Crossing in Cherokee County, Oklahoma is sold direct from the seller through Zero Credit Land. Buyers put $999 down and make low monthly installment payments directly to the seller.
What does it take to start at Carter's Crossing?
It's $999 to start on any available tract at Carter's Crossing in Cherokee County, Oklahoma, plus low closing costs of $249. Buyers pay the remainder on a simple monthly installment plan paid directly to the seller.
How many acres are available at Carter's Crossing?
Carter's Crossing offers tracts ranging from 4.96 acres in Cherokee County, Oklahoma. Each tract is sold individually for $999 down direct from the seller — choose the parcel that fits your goals for homesteading, off-grid living, hunting, or long-term land ownership.
Where can I buy land in Cherokee County, Oklahoma direct from the seller?
Zero Credit Land sells private rural land in Cherokee County, Oklahoma — including Carter's Crossing — direct from the seller. It's $999 to start and the process is simple, with monthly installment payments paid directly to the seller.
How does buying land at Carter's Crossing work?
Carter's Crossing is sold direct from the seller through Zero Credit Land. Buyers put $999 down, sign a simple direct-from-seller agreement, and pay the balance on a monthly installment plan paid directly to the seller.

Carter's Crossing — Property Overview

Carter's Crossing: Cherokee County, Oklahoma Land for Sale

Carter's Crossing is roughly 67 acres of wooded, rolling hill country in Cherokee County, Oklahoma, divided by survey into 13 tracts of about 4.55 to 5.76 acres. Every corner has been staked and pinned. Tahlequah is about 30 minutes to the south and the town of Locust Grove is nearby, so it makes an easy weekend escape, and the property is about 81 miles from Tulsa and 74 miles from Fayetteville, Arkansas when you need a bigger city.

The Land

The tracts are tree-covered, with a wet-weather creek that runs through the western and southern part of the property after rain. The average elevation is about 1,099 feet.

Roads and Access

E 630 Road, a maintained county road, runs along the north side of the property to the entrance. From there, Camp Road and other unmaintained dirt mountain roads lead to each lot. Some stretches are steep, so a 4WD vehicle is helpful, though not required. Road easements are recorded, and owners may maintain the roads but are not obligated to.

Utilities

The land is off-grid. Electric service runs along E 630 Road near Tract 1, and utility easements have been set aside along the parcel boundaries so power can be extended later. Cherokee County is served by Lake Regional Electric Cooperative. There is no water or septic on site: sewage is handled with an individual septic system, and any well or water hookup is the buyer's to arrange and pay for. Four water providers serve Cherokee County; contact them about availability and cost.

What You Can Do With the Land

Zoning is residential and recreational. The recorded covenants allow conventional homes, portable buildings and tiny homes, and a travel trailer, RV, portable cabin or camper may serve as a single-family home. There is one home per 5 acres. Farm animals are allowed if they are not a nuisance, horses and cattle on fenced land, with up to 3 dogs per tract. You never have to build by a set date.

Owner Financing, No Credit Check

Every tract is sold with in-house owner financing. There is no credit check, you can use the land the day you sign, and you can pay it off early with no penalty. Cash buyers, and anyone putting at least 20% down, get 20% off.

About Carter's Crossing

Carter's Crossing is a 67-acre wooded recreational land development in Cherokee County, Oklahoma — about about 36 miles away from Lake Tenkiller and approximately about 53 miles away from Checotah, OK. The property is divided into individual tracts of approximately 4.96 acres, set in post oak, blackjack oak, and mixed hardwoods typical of the region. Whitetail deer, turkey, and crappie and bass fishing are popular. Available tracts start at $47,900, with owner financing available — $999 down, no credit check, 20-year term direct from the seller. Eastern Oklahoma is well suited for lake-area cabins, hunting, recreational use, and weekend retreats, crappie, bass, and catfish fishing on Lake Eufaula plus whitetail deer and turkey hunting.

1 tract is currently available at Carter's Crossing, suited for lake-area cabins, hunting, recreational use, and weekend retreats. Nearby destinations include Lake Tenkiller (about 36 miles away), Checotah, OK (about 53 miles away), and Tulsa, OK (about 54 miles away).

Pricing examples at Carter's Crossing include 4.96 acres for $47,900. Every tract starts at $999 down with a $249 document fee — buyers pay the balance on a simple monthly installment plan paid directly to the seller, with no bank involved and no credit check.

Eastern Oklahoma is well known for crappie, bass, and catfish fishing on Lake Eufaula plus whitetail deer and turkey hunting. The wooded recreational terrain at Carter's Crossing — combined with proximity to Lake Tenkiller — makes it a popular pick for lake-area cabins, hunting, recreational use, and weekend retreats, whether buyers are after a private wooded retreat, a hunting cabin, an off-grid build, or a recreational tract.

Tracts at Carter's Crossing are sold direct from the seller through Zero Credit Land — owner financing available, $999 down, seller financing offered, no bank needed, with easy owner-finance terms and flexible financing options. There is no credit check; buyers pay $999 down plus a $249 document fee and make low monthly installment payments paid directly to the seller.

Carter's Crossing is one of several developments here. See every listing, county pricing and buying details on land for sale in Cherokee County, Oklahoma.

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