← Carter's Crossing

Carter's Crossing — Tract 5

Available

Cherokee County, Oklahoma

$47,9004.96 ac$645.80/mo

  • Great for off-grid living

Financing options

We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.

Basic

$645.80/mo
Down payment
$999
APR
10.99%
Down payment match
None
Purchase price
$47,900
Doc fee
$249
Due at signing
$1,248
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Enhanced

Most popular
$581.46/mo

We match your 5% down

Down payment
$2,395
APR
10.49%
Down payment match
$2,395
New purchase price
$45,505
Doc fee
$249
Due at signing
$2,644
Text me about this plan

Premium

$506.19/mo

We match your 10% down

Down payment
$4,790
APR
9.99%
Down payment match
$4,790
New purchase price
$43,110
Doc fee
$249
Due at signing
$5,039
Text me about this plan

Diamond

$363.91/mo

We match your 20% down

Down payment
$9,580
APR
8.99%
Down payment match
$9,580
New purchase price
$38,320
Doc fee
$249
Due at signing
$9,829
Text me about this plan

Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.

All Property Plans Include:

  • 20% discount for cash buyers!
  • Payment date flexibility
  • Low Doc Fee's!
  • Everyone is Approved!

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Overview

Tract 5 is a 4.96-acre parcel on the east side of Carter's Crossing, set in rolling, tree-covered hill country with Camp Road running along its western edge. Tahlequah is roughly half an hour to the south and Locust Grove sits close by, while Tulsa and Fayetteville, Arkansas are both a manageable drive for supplies or a night out. There are no utilities on the tract itself; the nearest electric service runs along E 630 Road near Tract 1, with utility easements set aside along the parcel lines for future extension. It suits weekend camping now and a cabin or full-time home later, on your own schedule.

About Carter's Crossing

Carter's Crossing is roughly 67 acres of wooded, rolling hill country in Cherokee County, Oklahoma, divided by survey into 13 tracts of about 4.55 to 5.76 acres. Every corner has been staked and pinned. Tahlequah is about 30 minutes to the south and the town of Locust Grove is nearby, so it makes an easy weekend escape, and the property is about 81 miles from Tulsa and 74 miles from Fayetteville, Arkansas when you need a bigger city.

The tracts are tree-covered, with a wet-weather creek that runs through the western and southern part of the property after rain. The average elevation is about 1,099 feet.

Features

Start using your land in 48 hours!
  • Homesteading
  • Mobile Structures
  • Off-Grid Living
  • Hunting
  • 4x4
  • Camping
  • Small Structures
  • No HOA

Location

Property Map
Property plat map

Video tour

Documents & details

Property Documents

Coordinates
Covenants
Survey
Tract Map

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Location

Address
14671 East 630 Road, Cherokee County, OK 74452, United States of America
City
Peggs
County
Cherokee County
State
Oklahoma
ZIP
74452
GPS
36.12842, -95.03393

Land

Size
4.96 acres
Corner coordinates
1. 36.126860, -95.035590 2. 36.126310, -95.033640 3. 36.125500, -95.033650 4. 36.126100, -95.036210
Surveyed
Yes
Road Type
Unmaintained Dirt Road
4x4 Required
No
Elevation
1,099 ft

Utilities

Electric Company
Lake Regional Electric Cooperative
Electric Location
Electric service along E 630 Road near Tract 1; utility easements along parcel boundaries for future extension, at the buyer's cost
Water Source
None on site; well or water service at buyer's cost (4 water providers serve Cherokee County)

Zoning & Uses

Zoning
Residential, Recreational
Mobile Homes
Allowed
RV Living
Full-Time
Hunting
Allowed

Records

Restrictions
Recorded covenants, no HOA. Residential and recreational use only, no commercial use (including marijuana growing); one personal greenhouse up to 200 sq ft. Conventional, portable and tiny homes allowed; a travel trailer, RV, portable cabin or camper may be used as a single-family home. Tents and other temporary structures are recreational only, no more than 21 days per calendar year. One dwelling per 5 acres. Farm animals allowed if not a nuisance; horses and cattle on properly fenced parcels; no more than 2 swine and 3 dogs. Setbacks 70 ft from roads and 50 ft from boundaries, plus a 20 ft perimeter utility and access easement. Streams and springs may not be dammed or rerouted. No commercial vehicles or heavy equipment on the roads except for construction. While the contract for deed is being paid: no cutting trees 16 in. or larger without written permission ($1,000 per tree), no more than 20% of a tract cleared, no timber or rock sales, no subleasing, no subdividing, and a residency permit from the seller is needed before living on the land. No hunting from the access roads.

Fees & Taxes

HOA
None
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Contact

Schedule Property Visit: Carter's Crossing
Chad Williams
Chad Williams
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Carter's Crossing Tract 5 — Build-Ready Home Site

Carter's Crossing Tract 5 is shovel-ready acreage — 4.96 acres of build-ready home site in Cherokee County, Oklahoma. Part of Carter's Crossing. Priced at $47,900 — about $645.8/month on our Basic plan ($999 down, 10-year term).

  • About 49 miles from Fayetteville, AR and 54 miles from Tulsa (straight line; the drive is longer).
  • Buildable rural lot — drop a stick-built, modular, or barndominium foundation here
  • No HOA design review, no inspectors over your shoulder during construction
  • Pour the slab, run power, move in — many owners do it in under 12 months

Common questions about Carter's Crossing — Tract 5

Can I build a house on Carter's Crossing Tract 5?
Yes. Carter's Crossing Tract 5 is buildable rural acreage suited for stick-built homes, modular homes, log homes, and barndominiums. County permits are required for the structure and septic, but there is no HOA design review or architectural board.
How do I get a building permit for Carter's Crossing Tract 5?
County permitting offices issue residential building permits for tracts like Carter's Crossing Tract 5 once you submit plans + septic perc test results. Most rural counties process permits in 2-6 weeks; cost is typically $200-600.
Can I put a manufactured home on Carter's Crossing Tract 5?
Carter's Crossing Tract 5 is check the covenants and county rules for this property. Manufactured (modular) homes are typically permitted under residential zoning in rural counties. Confirm with the county and check the property covenants for Carter's Crossing Tract 5 before purchasing.
How long does it take to build on Carter's Crossing Tract 5?
A modular home on Carter's Crossing Tract 5 can be set in 2-3 months from order; a stick-built custom home typically takes 6-12 months. Off-grid cabin owners often finish in a single summer working weekends.

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