← Trails End

Trails End — Tract 22

Available

Rockcastle County, Kentucky

$58,90010.35 ac$797.26/mo

  • Great for off-grid living

Financing options

We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.

Basic

$797.26/mo
Down payment
$999
APR
10.99%
Down payment match
None
Purchase price
$58,900
Doc fee
$249
Due at signing
$1,248
Text me about this plan

Enhanced

Most popular
$714.99/mo

We match your 5% down

Down payment
$2,945
APR
10.49%
Down payment match
$2,945
New purchase price
$55,955
Doc fee
$249
Due at signing
$3,194
Text me about this plan

Premium

$622.43/mo

We match your 10% down

Down payment
$5,890
APR
9.99%
Down payment match
$5,890
New purchase price
$53,010
Doc fee
$249
Due at signing
$6,139
Text me about this plan

Diamond

$447.48/mo

We match your 20% down

Down payment
$11,780
APR
8.99%
Down payment match
$11,780
New purchase price
$47,120
Doc fee
$249
Due at signing
$12,029
Text me about this plan

Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.

All Property Plans Include:

  • 20% discount for cash buyers!
  • Payment date flexibility
  • Low Doc Fee's!
  • Everyone is Approved!

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Overview

Tract 22 holds 10.35 acres on the eastern side of Trails End, and the property's dirt road loops through it, giving good access. The plat shows a wet-weather creek along its east side that flows after rain. It is thickly wooded with moderate changes in elevation, and no power is on site. Larger farms make up much of the neighborhood, and town is close by. It works as a deer camp with stands and feeders, a weekend place or the spot for a future cabin or RV.

About Trails End

Trails End is about 239 acres of wooded, rolling countryside in Rockcastle County, Kentucky, professionally surveyed into 22 tracts from about 5 to 18 acres, with every corner staked and pinned. It is roughly 6 miles from Mount Vernon, 58 miles south of Lexington and 134 miles southeast of Louisville. London, Somerset and Richmond are all within a reasonable drive, and so is the Daniel Boone National Forest, so you get rural privacy without giving up access to bigger towns.

The terrain is rolling countryside, and the available tracts are heavily wooded with moderate elevation changes. Average elevation is about 1,100 feet. The plat shows a wet-weather creek through the middle of the property and along its southern edge, running after rains.

Features

Start using your land in 48 hours!
  • Homesteading
  • Mobile Structures
  • Off-Grid Living
  • Hunting
  • 4x4
  • Camping
  • Small Structures
  • No HOA

Location

Property Map
Property plat map

Video tour

Documents & details

Property Documents

Coordinates
Covenants
Survey
Tract Map

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Location

Address
119 Hilltop Lane, Mount Vernon, KY 40456, United States of America
City
Mount Vernon
County
Rockcastle County
State
Kentucky
ZIP
40456
GPS
37.31987, -84.261

Land

Size
10.35 acres
Corner coordinates
1. 37.309950, -84.260780 2. 37.308700, -84.259760 3. 37.308720, -84.260940 4. 37.307610, -84.261210 5. 37.307360, -84.261040 6. 37.307070, -84.261440 7. 37.307940, -84.261890 8. 37.309940, -84.263300
Surveyed
Yes
Road Type
Unmaintained Dirt Road
4x4 Required
No
Elevation
1,100 ft

Utilities

Electric Location
No power lines on the property; any utility construction is at the buyer's cost
Water Source
Private well at buyer's cost (depth, quantity and quality not guaranteed)

Zoning & Uses

Zoning
Residential, Recreational
Mobile Homes
Allowed
RV Living
Full-Time
Hunting
Allowed

Records

Restrictions
Recorded covenants, no HOA. Residential and recreational use only, no commercial use (including marijuana growing); one personal greenhouse up to 200 sq ft. Conventional, portable and tiny homes allowed; a travel trailer, RV, portable cabin or camper may be used as a single-family home. Tents and other temporary structures are recreational only, no more than 21 days per calendar year. One dwelling per 5 acres. Farm animals allowed if not a nuisance; horses and cattle on properly fenced parcels; no more than 2 swine and 3 dogs. Setbacks 70 ft from roads and 50 ft from boundaries, plus a 20 ft perimeter utility and access easement. Streams and springs may not be dammed or rerouted. No dumping or derelict vehicles. While the contract for deed is being paid: no cutting trees 16 in. or larger without written permission ($1,000 per tree), no more than 20% of a tract cleared, no timber or rock sales, no subleasing, no subdividing, and a residency permit from the seller is needed before living on the land. A septic, composting system, maintained portable toilet or outhouse is required if occupied. No hunting from the access roads.

Fees & Taxes

HOA
None
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Contact

Schedule Property Visit: Trails End
Chad Williams
Chad Williams
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Trails End Tract 22 — Shovel-Ready Acreage

Trails End Tract 22 is the lot you build your forever home on — 10.35 acres of build-ready home site in Rockcastle County, Kentucky. Part of Trails End. Priced at $58,900 — about $797.26/month on our Basic plan ($999 down, 10-year term).

  • About 52 miles from Lexington and 96 miles from Knoxville (straight line; the drive is longer).
  • At 10.35 acres it is the 6th-largest of the 6 tracts still available at Trails End, at about $5,691 per acre versus a $5,532 average there.
  • Buildable rural lot — drop a stick-built, modular, or barndominium foundation here
  • No HOA design review, no inspectors over your shoulder during construction
  • Pour the slab, run power, move in — many owners do it in under 12 months

Common questions about Trails End — Tract 22

Can I build a house on Trails End Tract 22?
Yes. Trails End Tract 22 is buildable rural acreage suited for stick-built homes, modular homes, log homes, and barndominiums. County permits are required for the structure and septic, but there is no HOA design review or architectural board.
Is permitting hard on Trails End Tract 22?
No — rural county permitting around Trails End Tract 22 is buyer-friendly. There's no HOA design committee, no architectural review board, no zoning variance hearings. Standard residential and septic permits handle most builds.
Can I put a manufactured home on Trails End Tract 22?
Trails End Tract 22 is check the covenants and county rules for this property. Manufactured (modular) homes are typically permitted under residential zoning in rural counties. Confirm with the county and check the property covenants for Trails End Tract 22 before purchasing.
What is the typical build timeline on Trails End Tract 22?
Realistic timeline on Trails End Tract 22: perc test + permits (4-8 weeks), site prep + utilities (2-4 weeks), foundation + framing (4-8 weeks for stick-built), finish work (8-16 weeks). A motivated owner-builder can compress this; a contractor build will hit the longer end.

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