← Trails End

Trails End — Tract 21

Available

Rockcastle County, Kentucky

$74,90013.18 ac$1,017.57/mo

  • Great for off-grid living

Financing options

We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.

Basic

$1,017.57/mo
Down payment
$999
APR
10.99%
Down payment match
None
Purchase price
$74,900
Doc fee
$249
Due at signing
$1,248
Text me about this plan

Enhanced

Most popular
$909.22/mo

We match your 5% down

Down payment
$3,745
APR
10.49%
Down payment match
$3,745
New purchase price
$71,155
Doc fee
$249
Due at signing
$3,994
Text me about this plan

Premium

$791.52/mo

We match your 10% down

Down payment
$7,490
APR
9.99%
Down payment match
$7,490
New purchase price
$67,410
Doc fee
$249
Due at signing
$7,739
Text me about this plan

Diamond

$569.04/mo

We match your 20% down

Down payment
$14,980
APR
8.99%
Down payment match
$14,980
New purchase price
$59,920
Doc fee
$249
Due at signing
$15,229
Text me about this plan

Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.

All Property Plans Include:

  • 20% discount for cash buyers!
  • Payment date flexibility
  • Low Doc Fee's!
  • Everyone is Approved!

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Overview

Tract 21 is 13.18 wooded acres in the southeast portion of Trails End, next to the bend of the road loop. According to the plat, a wet-weather creek follows its southern side and runs after good rains. Terrain has moderate ups and downs, and no power is on the parcel. It sits among larger farmland holdings within a short trip to town, so it fits a hunting camp, a getaway for weekends or retirement, with room for a cabin or an RV.

About Trails End

Trails End is about 239 acres of wooded, rolling countryside in Rockcastle County, Kentucky, professionally surveyed into 22 tracts from about 5 to 18 acres, with every corner staked and pinned. It is roughly 6 miles from Mount Vernon, 58 miles south of Lexington and 134 miles southeast of Louisville. London, Somerset and Richmond are all within a reasonable drive, and so is the Daniel Boone National Forest, so you get rural privacy without giving up access to bigger towns.

The terrain is rolling countryside, and the available tracts are heavily wooded with moderate elevation changes. Average elevation is about 1,100 feet. The plat shows a wet-weather creek through the middle of the property and along its southern edge, running after rains.

Features

Start using your land in 48 hours!
  • Homesteading
  • Mobile Structures
  • Off-Grid Living
  • Hunting
  • 4x4
  • Camping
  • Small Structures
  • No HOA

Location

Property Map
Property plat map

Video tour

Documents & details

Property Documents

Coordinates
Covenants
Survey
Tract Map

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Location

Address
119 Hilltop Lane, Mount Vernon, KY 40456, United States of America
City
Mount Vernon
County
Rockcastle County
State
Kentucky
ZIP
40456
GPS
37.31987, -84.261

Land

Size
13.18 acres
Corner coordinates
1. 37.307082, -84.261456 2. 37.306624, -84.262370 3. 37.306255, -84.262326 4. 37.305960, -84.263497 5. 37.308878, -84.263646 6. 37.309815, -84.263408 7. 37.309770, -84.262900 8. 37.308834, -84.262029 9. 37.308022, -84.262057
Surveyed
Yes
Road Type
Unmaintained Dirt Road
4x4 Required
No
Elevation
1,100 ft

Utilities

Electric Location
No power lines on the property; any utility construction is at the buyer's cost
Water Source
Private well at buyer's cost (depth, quantity and quality not guaranteed)

Zoning & Uses

Zoning
Residential, Recreational
Mobile Homes
Allowed
RV Living
Full-Time
Hunting
Allowed

Records

Restrictions
Recorded covenants, no HOA. Residential and recreational use only, no commercial use (including marijuana growing); one personal greenhouse up to 200 sq ft. Conventional, portable and tiny homes allowed; a travel trailer, RV, portable cabin or camper may be used as a single-family home. Tents and other temporary structures are recreational only, no more than 21 days per calendar year. One dwelling per 5 acres. Farm animals allowed if not a nuisance; horses and cattle on properly fenced parcels; no more than 2 swine and 3 dogs. Setbacks 70 ft from roads and 50 ft from boundaries, plus a 20 ft perimeter utility and access easement. Streams and springs may not be dammed or rerouted. No dumping or derelict vehicles. While the contract for deed is being paid: no cutting trees 16 in. or larger without written permission ($1,000 per tree), no more than 20% of a tract cleared, no timber or rock sales, no subleasing, no subdividing, and a residency permit from the seller is needed before living on the land. A septic, composting system, maintained portable toilet or outhouse is required if occupied. No hunting from the access roads.

Fees & Taxes

HOA
None
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Contact

Schedule Property Visit: Trails End
Chad Williams
Chad Williams
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Trails End Tract 21 — Family Land Legacy

Trails End Tract 21 is generational land — 13.18 acres of family land holding in Rockcastle County, Kentucky. Part of Trails End. Priced at $74,900 — about $1,017.57/month on our Basic plan ($999 down, 10-year term).

  • About 52 miles from Lexington and 96 miles from Knoxville (straight line; the drive is longer).
  • At 13.18 acres it is the 3rd-largest of the 6 tracts still available at Trails End, at about $5,683 per acre versus a $5,532 average there.
  • Generational land — pass it to kids and grandkids without a mortgage in the way
  • Shared family use — weekends, holidays, outdoor adventures with no HOA restrictions
  • Owner-financed direct purchase keeps it out of probate/foreclosure headaches

Common questions about Trails End — Tract 21

How does Trails End Tract 21 transfer to my family after I pass?
Trails End Tract 21 is your real property, transferred to heirs via standard probate, will, or a living trust. We recommend most owners put rural acreage in a small living trust to bypass probate entirely — your estate attorney can set this up cheaply.
Can siblings or parents share Trails End Tract 21 with me?
Yes. Joint ownership of Trails End Tract 21 with a spouse, sibling, or parent is simple — we put both names on the deed at closing. Many family-land buyers do this so multiple generations share the asset from day one.
Can family members share Trails End Tract 21 equally?
Yes — Trails End Tract 21 can be deeded in joint names so multiple family members share ownership equally from day one. Everyone on the deed has equal right to use the land.
Can grandkids camp on Trails End Tract 21?
Yes — and the kids and grandkids using a family land tract like Trails End Tract 21 for weekend camping, fishing (if water is nearby), and outdoor adventures is one of the most common owner-stories we hear. No HOA fees and no neighbors complaining.

Explore more

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