← Trails End

Trails End — Tract 20

Available

Rockcastle County, Kentucky

$71,90012.54 ac$976.26/mo

  • Great for off-grid living

Financing options

We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.

Basic

$976.26/mo
Down payment
$999
APR
10.99%
Down payment match
None
Purchase price
$71,900
Doc fee
$249
Due at signing
$1,248
Text me about this plan

Enhanced

Most popular
$872.80/mo

We match your 5% down

Down payment
$3,595
APR
10.49%
Down payment match
$3,595
New purchase price
$68,305
Doc fee
$249
Due at signing
$3,844
Text me about this plan

Premium

$759.81/mo

We match your 10% down

Down payment
$7,190
APR
9.99%
Down payment match
$7,190
New purchase price
$64,710
Doc fee
$249
Due at signing
$7,439
Text me about this plan

Diamond

$546.25/mo

We match your 20% down

Down payment
$14,380
APR
8.99%
Down payment match
$14,380
New purchase price
$57,520
Doc fee
$249
Due at signing
$14,629
Text me about this plan

Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.

All Property Plans Include:

  • 20% discount for cash buyers!
  • Payment date flexibility
  • Low Doc Fee's!
  • Everyone is Approved!

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Overview

In the southern part of the property, Tract 20 is 12.54 acres of heavy woods. The dirt road ends near its northeast corner, and the plat shows a wet-weather creek along its southern boundary, carrying water after rains. The land rolls with moderate elevation change, and there is no power on the tract. Large farms surround the area while town stays close. Use it for deer season, weekend trips or a future retreat, and add a cabin, RV or feeders when it suits you.

About Trails End

Trails End is about 239 acres of wooded, rolling countryside in Rockcastle County, Kentucky, professionally surveyed into 22 tracts from about 5 to 18 acres, with every corner staked and pinned. It is roughly 6 miles from Mount Vernon, 58 miles south of Lexington and 134 miles southeast of Louisville. London, Somerset and Richmond are all within a reasonable drive, and so is the Daniel Boone National Forest, so you get rural privacy without giving up access to bigger towns.

The terrain is rolling countryside, and the available tracts are heavily wooded with moderate elevation changes. Average elevation is about 1,100 feet. The plat shows a wet-weather creek through the middle of the property and along its southern edge, running after rains.

Features

Start using your land in 48 hours!
  • Homesteading
  • Mobile Structures
  • Off-Grid Living
  • Hunting
  • 4x4
  • Camping
  • Small Structures
  • No HOA

Location

Property Map
Property plat map

Video tour

Documents & details

Property Documents

Coordinates
Covenants
Survey
Tract Map

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Location

Address
119 Hilltop Lane, Mount Vernon, KY 40456, United States of America
City
Mount Vernon
County
Rockcastle County
State
Kentucky
ZIP
40456
GPS
37.31987, -84.261

Land

Size
12.54 acres
Corner coordinates
1. 37.308870, -84.263650 2. 37.305950, -84.263490 3. 37.304760, -84.264810 4. 37.308330, -84.265380
Surveyed
Yes
Road Type
Unmaintained Dirt Road
4x4 Required
No
Elevation
1,100 ft

Utilities

Electric Location
No power lines on the property; any utility construction is at the buyer's cost
Water Source
Private well at buyer's cost (depth, quantity and quality not guaranteed)

Zoning & Uses

Zoning
Residential, Recreational
Mobile Homes
Allowed
RV Living
Full-Time
Hunting
Allowed

Records

Restrictions
Recorded covenants, no HOA. Residential and recreational use only, no commercial use (including marijuana growing); one personal greenhouse up to 200 sq ft. Conventional, portable and tiny homes allowed; a travel trailer, RV, portable cabin or camper may be used as a single-family home. Tents and other temporary structures are recreational only, no more than 21 days per calendar year. One dwelling per 5 acres. Farm animals allowed if not a nuisance; horses and cattle on properly fenced parcels; no more than 2 swine and 3 dogs. Setbacks 70 ft from roads and 50 ft from boundaries, plus a 20 ft perimeter utility and access easement. Streams and springs may not be dammed or rerouted. No dumping or derelict vehicles. While the contract for deed is being paid: no cutting trees 16 in. or larger without written permission ($1,000 per tree), no more than 20% of a tract cleared, no timber or rock sales, no subleasing, no subdividing, and a residency permit from the seller is needed before living on the land. A septic, composting system, maintained portable toilet or outhouse is required if occupied. No hunting from the access roads.

Fees & Taxes

HOA
None
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Contact

Schedule Property Visit: Trails End
Chad Williams
Chad Williams
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Trails End Tract 20 — Patient-Capital Land

Trails End Tract 20 is acreage to hold while it appreciates — 12.54 acres of land investment hold in Rockcastle County, Kentucky. Part of Trails End. Priced at $71,900 — about $976.26/month on our Basic plan ($999 down, 10-year term).

  • About 52 miles from Lexington and 96 miles from Knoxville (straight line; the drive is longer).
  • At 12.54 acres it is the 4th-largest of the 6 tracts still available at Trails End, at about $5,734 per acre versus a $5,532 average there.
  • Land appreciates — rural acreage in growth corridors has tracked 6-8%/yr historically
  • Carrying cost is small — property tax on raw rural land is typically $50-300/year
  • Low carrying cost — property tax is typically the only annual expense on raw rural land

Common questions about Trails End — Tract 20

Will Trails End Tract 20 appreciate?
Rural acreage in the broader region around Trails End Tract 20 has appreciated meaningfully over the past decade as urban buyers move outward and homestead/off-grid demand grows. Past appreciation never guarantees future returns, but the structural drivers point in the right direction.
What is the property tax on Trails End Tract 20?
Rural raw-land property tax for tracts of Trails End Tract 20's size typically runs $50-$300/year, depending on county appraisal. Far below carrying cost on most other investment types.
Is Trails End Tract 20 a good long-term hold?
Rural raw land at Trails End Tract 20 carries almost no annual cost — property tax is typically the only recurring expense. Owners commonly hold for years or decades, enjoying it recreationally while the land appreciates.

Explore more

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