3 properties · 2.04–25.97 acres · $999 Down, Direct From the Seller
Tennessee • Perry County
Tennessee • Perry County
Tennessee • Perry County
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Zero Credit Land currently lists 3 owner-financed land properties for sale in Perry County, Tennessee, with available tracts ranging from 4.96 to 15.55+ acres and pricing from $31,900 to $69,900. Tracts in Perry County are well suited for homesteading, cabin sites, hunting, and off-grid living, set in rural Tennessee with wooded terrain.
Perry County, Tennessee sits within easy reach of several recognizable destinations — nearby points of interest include Tennessee River (about 7.0 miles away), Linden, TN (about 7.1 miles away), Clifton, TN (about 11 miles away), and Mousetail Landing State Park (about 12 miles away). That proximity makes it a popular base for buyers looking for owner-financed land near Tennessee River and the surrounding area.
Rural Tennessee is well known for whitetail deer and turkey hunting plus access to the Tennessee River and surrounding state parks. Owner-financed tracts in Perry County suit buyers who want a private wooded retreat, a hunting cabin, an off-grid build, or a recreational tract within a short drive of whitetail deer hunting, turkey hunting, and fishing.
Every owner-financed tract in Perry County, Tennessee is sold direct from the seller through Zero Credit Land — owner financing available, $999 down, seller financing offered, no bank needed, with easy owner-finance terms and flexible financing options. There is no credit check; buyers pay $999 down plus a $249 document fee and make low monthly installment payments paid directly to the seller.
Zero Credit Land currently has 66 available tracts in Perry County, Tennessee, spread across 3 developments.
Big White Oak accounts for 57 of them, from 5.05 to 15.55 acres, priced $31,900 to $69,900.
Cedar Creek accounts for 7 of them, from 4.96 to 6.52 acres, priced $36,900 to $57,900.
South Wind Ranch accounts for 2 of them, from 5.48 to 6.06 acres, priced $40,900 to $53,900.
Tracts here run $31,900 to $69,900, which works out to $4,350 to $10,339 an acre with a median of $5,226.
Comparable 8.18-acre parcels in Perry County list around $9,000 an acre on the open market, so these sit roughly 42% under the going county rate. The trade is that the seller carries the note rather than a bank.
Nothing here sells for under $10,000 outright — the least expensive tract is $31,900. What $999 does is start the purchase: it is the entire down payment on any tract, plus a $249 document fee, with the balance paid monthly directly to the seller. There is no credit check, no bank, and no minimum income to qualify.
Perry County sits in rural Tennessee, and the tracts are wooded — the terrain that makes the county worth buying into for homesteading, cabin sites, hunting, and off-grid living.
These are raw tracts. Not one of the 66 available parcels has electricity, water, septic or sewer recorded against it, so price in the cost of putting those in rather than assuming they are there. Saying so plainly is the point: the alternative is a buyer discovering it after closing.
Water features are separate from utilities and are also recorded per tract: 13 of 66 have a stream. A stream is worth having and is not a water supply.
These tracts are sold direct from the seller. There is no listing agent, no lender, and no third party between you and the person who owns the land, which is what "by owner" means in practice here: you put $999 down, sign, and pay the balance in monthly installments straight to the seller.
Because the seller carries the financing, a bank never runs your credit — the reason the terms are the same whether or not you have a credit history. Payments are simple installments with no prepayment penalty, so the balance can be cleared early without a fee.
This is not unrestricted land. Each development in Perry County has a recorded covenants document, and it governs what can be built and how a tract can be used. Ask us for it before you buy — we will send the covenants for a specific tract on request, and any plan that depends on a particular use being allowed should start there rather than with a listing description.
County rules apply on top of the covenants. Septic permitting and structural permits go through Perry County, not through us, so a build plan needs both: the covenants for the tract and the county's requirements for the structure.
Whitetail deer and turkey hunting are popular throughout rural Tennessee. Tracts in Perry County run 4.96 to 15.55 acres, the size band that supports a private hunting tract with room for stands and food plots without the cost of a larger recreational parcel.
Owning rather than leasing means the season is yours and the improvements stay yours. A $999 down payment is generally less than a year of lease fees on comparable acreage.
Listings in Perry County sit near Linden (6 miles), Perry (10 miles), Clifton (12 miles), and Decaturville (14 miles). Rural acreage is only as usable as its drive to a hardware store, a school and a hospital, so the nearest towns matter more than the county line does.
Each tract page carries its own coordinates and a map, and we will send driving directions to a specific tract on request before you make the trip.
Local guide
Everything buyers ask about owner-financed land in Perry County — pricing, acreage, financing, and the nearby places that make this corner of Tennessee worth a tract.
Recognizable destinations within ~60 miles of Perry County.
Browse Perry County tracts the way buyers actually search.
