Land in Decatur County, Tennessee
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Tennessee
Hickory Hill Ranch
Tennessee • Decatur County
Starting at
$659.57/mo
1 tracts available9 sold
6 - 6 acres
Inside Decatur County, Tennessee
View Hickory Hill Ranch →
Land for Sale in Decatur County, Tennessee
1 property · 5.5–6.3 acres · $999 Down, Direct From the Seller
Zero Credit Land currently lists 1 owner-financed land property for sale in Decatur County, Tennessee, with available tracts around 6 acres starting at $48,900. Tracts in Decatur County are well suited for homesteading, cabin sites, hunting, and off-grid living, set in rural Tennessee with wooded terrain.
Decatur County, Tennessee sits within easy reach of several recognizable destinations — nearby points of interest include Clifton, TN (about 10 miles away), Tennessee River (about 12 miles away), Mousetail Landing State Park (about 21 miles away), and Pickwick Lake (about 24 miles away). That proximity makes it a popular base for buyers looking for owner-financed land near Clifton, TN and the surrounding area.
Rural Tennessee is well known for whitetail deer and turkey hunting plus access to the Tennessee River and surrounding state parks. Owner-financed tracts in Decatur County suit buyers who want a private wooded retreat, a hunting cabin, an off-grid build, or a recreational tract within a short drive of whitetail deer hunting, turkey hunting, and fishing.
Every owner-financed tract in Decatur County, Tennessee is sold direct from the seller through Zero Credit Land — owner financing available, $999 down, seller financing offered, no bank needed, with easy owner-finance terms and flexible financing options. There is no credit check; buyers pay $999 down plus a $249 document fee and make low monthly installment payments paid directly to the seller.
What is for sale in Decatur County
Zero Credit Land currently has 1 available tract in Decatur County, Tennessee, spread across 1 development.
Hickory Hill Ranch accounts for 1 of them, from 6 to 6 acres, priced $48,900 to $48,900.
Land prices in Decatur County
Tracts here run $48,900 to $48,900, which works out to $8,150 to $8,150 an acre with a median of $8,150.
Comparable 6-acre parcels in Decatur County list around $10,000 an acre on the open market, so these sit roughly 19% under the going county rate. The trade is that the seller carries the note rather than a bank.
Nothing here sells for under $10,000 outright — the least expensive tract is $48,900. What $999 does is start the purchase: it is the entire down payment on any tract, plus a $249 document fee, with the balance paid monthly directly to the seller. There is no credit check, no bank, and no minimum income to qualify.
Terrain, access and utilities
Decatur County sits in rural Tennessee, and the tracts are wooded — the terrain that makes the county worth buying into for homesteading, cabin sites, hunting, and off-grid living.
These are raw tracts. Not one of the 1 available parcels has electricity, water, septic or sewer recorded against it, so price in the cost of putting those in rather than assuming they are there. Saying so plainly is the point: the alternative is a buyer discovering it after closing.
Buying land by owner in Decatur County
These tracts are sold direct from the seller. There is no listing agent, no lender, and no third party between you and the person who owns the land, which is what "by owner" means in practice here: you put $999 down, sign, and pay the balance in monthly installments straight to the seller.
Because the seller carries the financing, a bank never runs your credit — the reason the terms are the same whether or not you have a credit history. Payments are simple installments with no prepayment penalty, so the balance can be cleared early without a fee.
What you can build on Decatur County land
This is not unrestricted land. Each development in Decatur County has a recorded covenants document, and it governs what can be built and how a tract can be used. Ask us for it before you buy — we will send the covenants for a specific tract on request, and any plan that depends on a particular use being allowed should start there rather than with a listing description.
County rules apply on top of the covenants. Septic permitting and structural permits go through Decatur County, not through us, so a build plan needs both: the covenants for the tract and the county's requirements for the structure.
Hunting land in Decatur County
Whitetail deer and turkey hunting are popular throughout rural Tennessee. Tracts in Decatur County run 6 to 6 acres, the size band that supports a private hunting tract with room for stands and food plots without the cost of a larger recreational parcel.
Owning rather than leasing means the season is yours and the improvements stay yours. A $999 down payment is generally less than a year of lease fees on comparable acreage.
Where these tracts are, relative to town
Listings in Decatur County sit near Saltillo (5 miles), Sardis (7 miles), Scotts Hill (9 miles), and Clifton (11 miles). Rural acreage is only as usable as its drive to a hardware store, a school and a hospital, so the nearest towns matter more than the county line does.
Each tract page carries its own coordinates and a map, and we will send driving directions to a specific tract on request before you make the trip.
Local guide
About land for sale in Decatur County, Tennessee
Everything buyers ask about owner-financed land in Decatur County — pricing, acreage, financing, and the nearby places that make this corner of Tennessee worth a tract.
Common questions about Decatur County, Tennessee
Is there owner financed land for sale in Decatur County, Tennessee?
Yes. Zero Credit Land sells owner-financed land in Decatur County, Tennessee direct from the seller — $999 down, seller financing offered, no bank needed, easy owner-finance terms, and flexible financing options. 1 property is currently listed.
How much does land in Decatur County, Tennessee cost?
Owner-financed land in Decatur County, Tennessee through Zero Credit Land currently runs from $48,900 to $48,900 depending on acreage and tract features. Every tract starts at $999 down with a $249 document fee — flexible financing options are available with low monthly installment payments paid directly to the seller, no bank needed.
What size tracts are available in Decatur County, Tennessee?
Available tracts in Decatur County, Tennessee currently range from 6 to 6+ acres. Tracts are well suited for homesteading, cabin sites, hunting, and off-grid living.
Is there land for sale near Clifton, TN?
Yes. Decatur County, Tennessee is about 10 miles away from Clifton, TN, and Zero Credit Land sells owner-financed tracts in the area direct from the seller — $999 down, seller financing offered, no bank needed.
Is land in Decatur County, Tennessee good for hunting?
Whitetail deer and turkey hunting are popular throughout rural Tennessee. Available tracts in Decatur County, Tennessee sit in rural Tennessee with wooded terrain that supports private hunting use.
How much is an acre of land in Tennessee right now?
In Decatur County, Tennessee, Zero Credit Land's 1 available tracts run $8,150 to $8,150 per acre, median $8,150. Comparable 6-acre parcels in the county list around $10,000 an acre on the open market. Whole tracts run $48,900 to $48,900 for 6 to 6 acres, all at $999 down.
Which county in Tennessee is the cheapest to buy land in?
Perry County. Zero Credit Land's tracts there run a median of $5,232 per acre across 71 available parcels, against Wayne County at $6,686 and Henderson County at $7,025 per acre in the other counties we sell. Perry County sits in Tennessee's most affordable tier, where comparable 6-acre parcels list around $9,000 an acre — our tracts there are 42% below that. Every tract is owner financed at $999 down with no credit check.
Where can I find land for sale in Tennessee that is under $5,000?
Under $5,000 buys a down payment in Tennessee, not a parcel. Even in the state's cheapest counties, rural acreage bottoms out near $5,000 an acre at the largest parcel sizes, so a whole tract under $5,000 is not something that exists here — the least expensive one Zero Credit Land has in Decatur County is $48,900 for 6 acres. What $999 does buy is ownership starting today: it is the full down payment on any tract, with the balance paid monthly straight to the seller, no bank and no credit check. Per acre, Decatur County land starts at $8,150.
Where can I find land for homesteading in Tennessee?
Decatur County, Tennessee. Zero Credit Land's tracts there run 6 to 6 acres — the size range that supports a garden, livestock and outbuildings rather than just a cabin site — on wooded terrain in rural Tennessee. Tracts are owner financed at $999 down with no credit check, so a homestead can be started without a mortgage.
How do I buy owner-financed land in Decatur County, Tennessee?
Buying owner-financed land in Decatur County, Tennessee through Zero Credit Land is simple: pick an available tract, put $999 down plus a $249 document fee, and pay the balance on a monthly installment plan paid directly to the seller. There is no credit check and no bank involvement.
Land near Decatur County landmarks
Recognizable destinations within ~60 miles of Decatur County.
Decatur County land by intent
Browse Decatur County tracts the way buyers actually search.