Basic
$439.26/mo
- Down payment
- $999
- APR
- 10.99%
- Down payment match
- None
- Purchase price
- $32,900
- Doc fee
- $249
- Due at signing
- $1,248
Financing options
We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.
Enhanced
Most popular$394.60/mo
We match your 5% down
- Down payment
- $1,999
- APR
- 10.49%
- Down payment match
- $1,645
- New purchase price
- $31,255
- Doc fee
- $249
- Due at signing
- $2,248
$1,999 minimum down applies on this tract.
Text me about this planPremium
$347.68/mo
We match your 10% down
- Down payment
- $3,290
- APR
- 9.99%
- Down payment match
- $3,290
- New purchase price
- $29,610
- Doc fee
- $249
- Due at signing
- $3,539
Diamond
$249.95/mo
We match your 20% down
- Down payment
- $6,580
- APR
- 8.99%
- Down payment match
- $6,580
- New purchase price
- $26,320
- Doc fee
- $249
- Due at signing
- $6,829
Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.
All Property Plans Include:
- 20% discount for cash buyers!
- Payment date flexibility
- Low Doc Fee's!
- Everyone is Approved!
Questions? Text or chat with us.
Ask about any tract, the payments or a visit. No forms, no obligation.
Overview
Tract 25 covers 2.58 acres off the unmaintained dirt road through Timber Ridge. Grass, brush and scattered trees give it a mix of open ground and cover. It is a compact, affordable spot for a camper and a few feeders, a short drive from Belle Starr Marina on Lake Eufaula.
About Timber Ridge
Timber Ridge is a development of small wooded tracts in McIntosh County, Oklahoma, about 18 miles north of McAlester. Lake Eufaula is roughly 6 miles away, with lake access at Belle Starr Marina, and Lake Eufaula State Park is about 10 miles down the road. Tulsa is about 90 miles northwest and Oklahoma City about 125 miles west. The land has been professionally surveyed into tracts of roughly 2.5 to 3 acres, with every corner staked and pinned.
The tracts carry a mix of grass, brush and trees, with room on most lots for a camper or RV, feeders and stands. Being this close to Lake Eufaula, Timber Ridge works well as a weekend base for fishing and boating as much as for hunting. The average elevation is about 667 feet.
Features
Start using your land in 48 hours!
- Homesteading
- Mobile Structures
- Off-Grid Living
- Hunting
- 4x4
- Camping
- Small Structures
- No HOA
Location
Property Map
Video tour
Documents & details
- Choose Your Tract
Browse available tracts and pick the one that fits your vision.
- Reserve with Down Payment
Secure your land with a small down payment — simple qualification, no credit check.
- Sign & Start Using in 48 hrs
Sign the contract and your land is yours — start using it within 48 hours.
Timber Ridge Tract 25 — Homestead-Ready Acreage
Timber Ridge Tract 25 gives you the room to grow food, raise animals, and build slow — 2.58 acres of homestead-ready acreage in McIntosh County, Oklahoma. Part of Timber Ridge. Priced at $32,900 — about $439.26/month on our Enhanced plan (5% down and we match it, 20-year term).
- About 64 miles from Tulsa and 91 miles from Fayetteville, AR (straight line; the drive is longer).
- At 2.58 acres it is the 6th-largest of the 6 tracts still available at Timber Ridge, at about $12,752 per acre versus a $12,895 average there.
- Long-term homestead build site — plant gardens, raise animals, dig a well
- No HOA, no city setbacks — rural zoning gives you room to grow your own
- Affordable $999-down entry beats saving for years for a "someday" homestead
Common questions about Timber Ridge — Tract 25
Is Timber Ridge Tract 25 suitable for homesteading?
Timber Ridge Tract 25 sits in rural agricultural country where homesteading — gardens, chickens, goats, a milk cow, fruit trees — is a normal, expected use of land of this size. No HOA, no design committee, no neighbors close enough to complain.
What is the closing process for Timber Ridge Tract 25?
Timber Ridge Tract 25 is sold via direct purchase agreement: you pay $999 down, sign the paperwork by email, and take possession. There is no realtor, no escrow officer, no underwriter — just a recorded deed and a simple installment agreement.
Do I need a realtor to buy Timber Ridge Tract 25?
No. Timber Ridge Tract 25 is sold direct from Zero Credit Land. Skipping the realtor saves 5-6% off the typical raw-land transaction cost and is a core reason our $999-down structure pencils out.
What kind of home can I put on Timber Ridge Tract 25?
On Timber Ridge Tract 25 you can put up a stick-built home, modular home, log home, barndominium, or off-grid cabin. Rural counties around Timber Ridge Tract 25 allow all of these; the only ground rule is meeting basic county building and septic permits.
Explore more
More Tracts at Timber Ridge
Explore other available tracts in Timber Ridge. Each offers its own acreage, price and features.
More in this county
More Land in McIntosh County
Other communities with tracts for sale in McIntosh County, Oklahoma.
Own rural land today
Ready to Own Your Land?
$999 down. No credit check. Fast 48-hour closings. Start using your land right away.
Browse Available Land- $999 DownLow entry cost to get started.
- No Credit CheckEveryone is welcome.
- 48-Hour ClosingsFast and simple process.
- Use It Right AwayRecreational, hunting, off-grid.