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Koochiching County, Minnesota

Pine Island Ranch

Pine Island Ranch is a 160-acre quarter section of northern Minnesota woods in Koochiching County, surveyed into six tracts of 20 and 40 acres with every corner staked and pinned.

1 / 11
Total acres
160
Available tracts
1
Acres per tract
20
Zoning
Residential · Recreational
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Start using your land in 48 hours!
  • Homesteading
  • Mobile Structures
  • Off-Grid Living
  • Hunting
  • 4x4
  • Camping
  • Small Structures
  • No HOA

Pine Island Ranch — Available Tracts & Pricing

* List prices shown; the lowest priced tract is $39,900.00. Pricing and availability is subject to change.

We match your down paymentPut 5%, 10% or 20% down and we match it.

Owner financing shown on our Basic plan — $999.00 down, 10.99% APR over 10 years. $249.00 closing cost due at signing. Tracts start at $39,900: $999 down, then $535.64/month over 10 years or $401.27/month over 20 years.

Down
Term
StatusTract details
Tract 120.00$39,900.00est. $535.64/moNone listed$535.64/mo · 10 yrAvailableView tract

Showing 1 of 6 tracts · 1 available from $39,900.00

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Property Map
Property plat map

Contact

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Chad Williams
Chad Williams
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Property details

Property Documents

Covenants
Coordinates
Tract Map

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Location

Address
13082 Pine Island Road, Big Falls, MN 56627, United States of America
City
Big Falls
County
Koochiching County
State
Minnesota
ZIP
56627
GPS
48.2103609, -94.3989952

Land

Surveyed
Yes
Road Type
Unmaintained Dirt Road
4x4 Required
No
Elevation
1,195 ft

Utilities

Electric Location
No power lines on the property and no utilities in the area; power would have to be brought in or generated off-grid at the buyer's cost
Water Source
Private well at buyer's cost (depth, quantity and quality not guaranteed)

Zoning & Uses

Zoning
Residential, Recreational
Mobile Homes
Allowed
RV Living
Full-Time
Hunting
Allowed

Records

Restrictions
Recorded covenants (dated 7/7/2026), no HOA. Residential and recreational use only, no commercial use (including marijuana growing); one personal greenhouse up to 200 sq ft. All uses must meet Minnesota State Building Codes and any Koochiching County zoning rules. Conventional, portable and tiny homes allowed; a travel trailer, RV, portable cabin or camper may be used as a single-family home. Tents and other temporary structures are recreational only, no more than 21 days per calendar year. One dwelling per 5 acres. Farm animals allowed if not a nuisance; horses and cattle on properly fenced tracts; no more than 2 swine and 3 dogs; animals must stay on the owner's land. Setbacks 70 ft from roads and 50 ft from boundaries, plus a 20 ft perimeter utility and access easement. Streams and springs may not be dammed or rerouted. No commercial vehicles or heavy equipment on the roads except for construction. A parcel may not be split into more than 2 parcels without the seller's consent. While the contract for deed is being paid: no cutting trees 16 in. or larger without written permission ($1,000 per tree), no more than 20% of a tract cleared, no timber sales or rock excavation, no subleasing or subdividing, utilities and wells at the buyer's cost, and a residency permit from the seller is needed before living on the land. No hunting from the access roads.

Fees & Taxes

HOA
None
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Pine Island Ranch in Koochiching County, Minnesota (Big Falls)

Pine Island Ranch is a weekend-recreation land community in Koochiching County, Minnesota, near Big Falls. The property totals 160 acres, divided into 6 tracts ranging from 20.00 acres. Every tract is available direct from the seller for $999 down, with monthly payments on our Basic plan ($999 down, 10-year term) starting around $536. Available tracts at Pine Island Ranch are priced from $39,900, paid directly to the seller on a monthly installment plan. ATVs, dirt bikes, target shooting, primitive camping, and small private trail systems are all common uses of acreage in this development. Pine Island Ranch is suited for weekend escapes, RV use, ATV riding, primitive camping, target shooting, and family recreation. Koochiching County sits in rural Minnesota with Big Falls as the nearest town for groceries, fuel, and basic services, putting Pine Island Ranch within practical reach of everyday errands while still keeping the privacy of country acreage. 1 tract remains available at Pine Island Ranch from Zero Credit Land; pricing and tract details are listed below.

Common questions about Pine Island Ranch

How much does a tract at Pine Island Ranch cost?
Pricing at Pine Island Ranch varies by acreage. Examples include 20 acres for $39,900. Every tract starts at $999 down with a $249 document fee — flexible financing options are available with low monthly installment payments paid directly to the seller, no bank needed.
Is Pine Island Ranch good for hunting?
Whitetail deer and turkey hunting are popular in the area, with private wooded acreage often working well as a hunting tract or hunting cabin. Pine Island Ranch sits in rural country with rural terrain that supports private hunting use on every available tract.
What can you do at Pine Island Ranch?
Pine Island Ranch tracts are well suited for homesteading, cabin sites, hunting, and recreational use. The rural terrain in rural country is also a strong fit for deer hunting, turkey hunting, fishing, and hiking, with private acreage giving owners room to set up a cabin, a hunting camp, or an off-grid build.
How big is Pine Island Ranch?
Pine Island Ranch is roughly a 160-acre private rural land development in Koochiching County, Minnesota. Tracts are sold individually with owner financing available — $999 down, seller financing offered, no bank needed.
Where is Pine Island Ranch located?
Pine Island Ranch is located in Koochiching County, Minnesota. It's a private rural land development with tracts sold direct from the seller by Zero Credit Land — $999 down and a simple monthly installment plan.
Can I buy Pine Island Ranch directly from the seller?
Yes. Every tract at Pine Island Ranch in Koochiching County, Minnesota is sold direct from the seller through Zero Credit Land. Buyers put $999 down and make low monthly installment payments directly to the seller.
What does it take to start at Pine Island Ranch?
It's $999 to start on any available tract at Pine Island Ranch in Koochiching County, Minnesota, plus low closing costs of $249. Buyers pay the remainder on a simple monthly installment plan paid directly to the seller.
How many acres are available at Pine Island Ranch?
Pine Island Ranch offers tracts ranging from 20 acres in Koochiching County, Minnesota. Each tract is sold individually for $999 down direct from the seller — choose the parcel that fits your goals for homesteading, off-grid living, hunting, or long-term land ownership.
Where can I buy land in Koochiching County, Minnesota direct from the seller?
Zero Credit Land sells private rural land in Koochiching County, Minnesota — including Pine Island Ranch — direct from the seller. It's $999 to start and the process is simple, with monthly installment payments paid directly to the seller.
How does buying land at Pine Island Ranch work?
Pine Island Ranch is sold direct from the seller through Zero Credit Land. Buyers put $999 down, sign a simple direct-from-seller agreement, and pay the balance on a monthly installment plan paid directly to the seller.

Pine Island Ranch — Property Overview

Pine Island Ranch: Koochiching County, Minnesota Land for Sale

Pine Island Ranch is a 160-acre quarter section of northern Minnesota woods in Koochiching County, surveyed into six tracts of 20 and 40 acres with every corner staked and pinned. It sits about 6 miles northeast of Waskish and 64 miles north of Bemidji, in Pine Island State Forest country close to Upper Red Lake.

Northwoods Land for the Outdoors

This is remote, wooded land meant for people who like to be outside: hunting, hiking and camping are the natural fits. Vegetation is dense, with many kinds of trees and wildflowers, and the ground mixes higher and lower areas. The average elevation is about 1,195 feet. Average temperatures run from about 17°F in January to 79°F in July.

Roads and Access

A maintained county road reaches the property entrance, and unmaintained dirt roads lead from there to each tract. Pine Island Road along the south side is unincorporated and unmaintained and may not be passable all year. Road easements are recorded; owners may maintain the roads but do not have to.

Utilities

There are no power lines on the property and no utilities in the area, so plan for off-grid power such as solar or a generator. You may drill a private domestic well at your own cost; depth, quantity and quality of water are not guaranteed, so talk to a licensed Minnesota well driller. An occupied home needs a septic system, composting system, maintained portable toilet or outhouse built to code.

What You Can Do With the Land

Zoning is residential and recreational. The recorded covenants allow conventional homes, portable buildings and tiny homes, and a travel trailer, RV, portable cabin or camper may serve as a single-family home. There is one home per 5 acres. Farm animals are allowed if they are not a nuisance, horses and cattle on a properly fenced tract, and up to 3 dogs. There is no deadline to build.

Owner Financing, No Credit Check

Every tract comes with in-house owner financing. There is no credit check, you can use the land from the day you sign, and you can pay it off early with no penalty. Cash buyers, and anyone putting at least 20% down, get 20% off.

About Pine Island Ranch

Pine Island Ranch is a 160-acre rural land development in Koochiching County, Minnesota. The property is divided into individual tracts of approximately 20 acres, set in rural terrain typical of the region. Available tracts start at $39,900, with owner financing available — $999 down, no credit check, 20-year term direct from the seller. Rural country is well suited for homesteading, cabin sites, hunting, and recreational use, whitetail deer and turkey hunting plus rural recreation.

1 tract is currently available at Pine Island Ranch, suited for homesteading, cabin sites, hunting, and recreational use.

Pricing examples at Pine Island Ranch include 20 acres for $39,900. Every tract starts at $999 down with a $249 document fee — buyers pay the balance on a simple monthly installment plan paid directly to the seller, with no bank involved and no credit check.

Rural country is well known for whitetail deer and turkey hunting plus rural recreation. The rural terrain at Pine Island Ranch makes it a popular pick for homesteading, cabin sites, hunting, and recreational use, whether buyers are after a private wooded retreat, a hunting cabin, an off-grid build, or a recreational tract.

Tracts at Pine Island Ranch are sold direct from the seller through Zero Credit Land — owner financing available, $999 down, seller financing offered, no bank needed, with easy owner-finance terms and flexible financing options. There is no credit check; buyers pay $999 down plus a $249 document fee and make low monthly installment payments paid directly to the seller.

Pine Island Ranch is one of several developments here. See every listing, county pricing and buying details on land for sale in Koochiching County, Minnesota.

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