Basic
$535.64/mo
- Down payment
- $999
- APR
- 10.99%
- Down payment match
- None
- Purchase price
- $39,900
- Doc fee
- $249
- Due at signing
- $1,248
Financing options
We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.
Enhanced
Most popular$484.30/mo
We match your 5% down
- Down payment
- $1,999
- APR
- 10.49%
- Down payment match
- $1,995
- New purchase price
- $37,905
- Doc fee
- $249
- Due at signing
- $2,248
$1,999 minimum down applies on this tract.
Text me about this planPremium
$421.65/mo
We match your 10% down
- Down payment
- $3,990
- APR
- 9.99%
- Down payment match
- $3,990
- New purchase price
- $35,910
- Doc fee
- $249
- Due at signing
- $4,239
Diamond
$303.13/mo
We match your 20% down
- Down payment
- $7,980
- APR
- 8.99%
- Down payment match
- $7,980
- New purchase price
- $31,920
- Doc fee
- $249
- Due at signing
- $8,229
Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.
All Property Plans Include:
- 20% discount for cash buyers!
- Payment date flexibility
- Low Doc Fee's!
- Everyone is Approved!
Questions? Text or chat with us.
Ask about any tract, the payments or a visit. No forms, no obligation.
Overview
Surrounded mostly by state land inside the Pine Island State Forest, this 20-acre parcel is secluded and quiet. It occupies the southwest corner of Pine Island Ranch and measures 330 by 2,640 feet, a long, narrow strip running north from the road. Access is along its 330-foot south line on Pine Island Road, an unincorporated dirt road with no regular maintenance, so some seasons it may be impassable. Thick woods of several tree species cover it, with purple lilies and other wildflowers underneath, on ground that rises and dips between high and low areas. For outdoor recreation nearby, Upper Red Lake lies around 5 miles west and the Tamarac River roughly 2.5 miles off; the Rainy River at the Canadian border is about 30 minutes north. Nothing is hooked up here and no utility lines serve the area, which makes Tract 1 a fit for a hunting camp or an off-grid seasonal cabin.
About Pine Island Ranch
Pine Island Ranch is a 160-acre quarter section of northern Minnesota woods in Koochiching County, surveyed into six tracts of 20 and 40 acres with every corner staked and pinned. It sits about 6 miles northeast of Waskish and 64 miles north of Bemidji, in Pine Island State Forest country close to Upper Red Lake.
This is remote, wooded land meant for people who like to be outside: hunting, hiking and camping are the natural fits. Vegetation is dense, with many kinds of trees and wildflowers, and the ground mixes higher and lower areas. The average elevation is about 1,195 feet. Average temperatures run from about 17°F in January to 79°F in July.
Features
Start using your land in 48 hours!
- Homesteading
- Mobile Structures
- Off-Grid Living
- Hunting
- 4x4
- Camping
- Small Structures
- No HOA
Location
Property Map
Documents & details
- Choose Your Tract
Browse available tracts and pick the one that fits your vision.
- Reserve with Down Payment
Secure your land with a small down payment — simple qualification, no credit check.
- Sign & Start Using in 48 hrs
Sign the contract and your land is yours — start using it within 48 hours.
Pine Island Ranch Tract 1 — Family Land Legacy
Pine Island Ranch Tract 1 is generational land — 20 acres of family land holding in Koochiching County, Minnesota. Part of Pine Island Ranch. Priced at $39,900 — about $535.64/month on our Basic plan ($999 down, 10-year term).
- Generational land — pass it to kids and grandkids without a mortgage in the way
- Shared family use — weekends, holidays, outdoor adventures with no HOA restrictions
- Owner-financed direct purchase keeps it out of probate/foreclosure headaches
Common questions about Pine Island Ranch — Tract 1
How does Pine Island Ranch Tract 1 transfer to my family after I pass?
Pine Island Ranch Tract 1 is your real property, transferred to heirs via standard probate, will, or a living trust. We recommend most owners put rural acreage in a small living trust to bypass probate entirely — your estate attorney can set this up cheaply.
Can my spouse and I both be on the Pine Island Ranch Tract 1 deed?
Yes — we issue the deed to Pine Island Ranch Tract 1 in joint names (typically joint tenancy with right of survivorship) at no extra cost. This gives the surviving spouse automatic ownership without probate.
Can multiple structures be built on Pine Island Ranch Tract 1?
Check the property covenants for Pine Island Ranch Tract 1 first — most rural acreage allows multiple structures with individual county permits. No HOA oversight, but covenant terms vary by property.
Can my whole family visit Pine Island Ranch Tract 1 on weekends?
Yes — Pine Island Ranch Tract 1 is yours and your family's the day you close. RV parking, tent camping, multi-day stays for extended family — all common uses on rural family land tracts this size.
Own rural land today
Ready to Own Your Land?
$999 down. No credit check. Fast 48-hour closings. Start using your land right away.
Browse Available Land- $999 DownLow entry cost to get started.
- No Credit CheckEveryone is welcome.
- 48-Hour ClosingsFast and simple process.
- Use It Right AwayRecreational, hunting, off-grid.