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Rolling Hills — Tract 11

Available

Wayne County, Kentucky

$40,9006.19 ac$549.41/mo

Financing options

We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.

Basic

$549.41/mo
Down payment
$999
APR
10.99%
Down payment match
None
Purchase price
$40,900
Doc fee
$249
Due at signing
$1,248
Text me about this plan

Enhanced

Most popular
$496.49/mo

We match your 5% down

Down payment
$2,045
APR
10.49%
Down payment match
$2,045
New purchase price
$38,855
Doc fee
$249
Due at signing
$2,294
Text me about this plan

Premium

$432.22/mo

We match your 10% down

Down payment
$4,090
APR
9.99%
Down payment match
$4,090
New purchase price
$36,810
Doc fee
$249
Due at signing
$4,339
Text me about this plan

Diamond

$310.73/mo

We match your 20% down

Down payment
$8,180
APR
8.99%
Down payment match
$8,180
New purchase price
$32,720
Doc fee
$249
Due at signing
$8,429
Text me about this plan

Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.

All Property Plans Include:

  • 20% discount for cash buyers!
  • Payment date flexibility
  • Low Doc Fee's!
  • Everyone is Approved!

Questions? Text or chat with us.

Ask about any tract, the payments or a visit. No forms, no obligation.

Overview

Tract 11 is 6.19 acres of wooded land at Rolling Hills, with access along an unmaintained dirt road. Mature hardwoods give it good cover, and deer and turkey move through the area. It is off-grid today with no power on the tract, and water would come from a private well drilled at the buyer's cost. It makes a good hunting tract or weekend getaway, with room to build later.

About Rolling Hills

Rolling Hills is a wooded development on Tucker Hollow Road and Dick Cemetery Road in Wayne County, Kentucky, about nine miles east of Monticello. Somerset is roughly 20 miles to the north, Lake Cumberland is close by, and the Daniel Boone National Forest is within easy reach for hiking, hunting and fishing. Monticello has groceries, fuel and hardware stores, so you get quiet countryside without being far from town.

The property is divided into 33 tracts from about 2 to 8 acres. Every tract has been professionally surveyed, with the corners staked and pinned.

Features

Start using your land in 48 hours!
  • Homesteading
  • Mobile Structures
  • Off-Grid Living
  • Hunting
  • 4x4
  • Camping
  • Small Structures
  • No HOA

Location

Property Map
Property plat map

Documents & details

Property Documents

Coordinates
Covenants
Survey
Tract Map

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Location

Address
37 Dick Cemetery Road, Monticello, KY 42633, United States of America
City
Monticello
County
Wayne County
State
Kentucky
ZIP
42633
GPS
36°48'12.7"N, 84°41'14.1"W

Land

Size
6.19 acres
Corner coordinates
1. 36.807100, -84.690980 2. 36.804110, -84.692560 3. 36.804360, -84.692630 4. 36.807190, -84.692480
Surveyed
Yes
Road Type
Unmaintained Dirt Road
Elevation
966 ft

Utilities

Electric Company
South Kentucky RECC
Electric Location
Power lines reach some lots; South Kentucky RECC serves the area and can extend service at the buyer's cost
Water Source
Private well at buyer's cost (depth, quantity and quality not guaranteed)

Zoning & Uses

Zoning
Residential, Recreational
Mobile Homes
Allowed
RV Living
Full-Time
Hunting
Allowed

Records

Restrictions
Recorded covenants, no HOA. Residential and recreational use only, no commercial use. Conventional, portable and tiny homes allowed; an RV or camper may be a full-time home. One dwelling per 5 acres. Setbacks 70 ft from roads and 50 ft from boundaries. No hunting from the access roads. A residency permit from the seller is needed before living on the land while the contract for deed is being paid.

Fees & Taxes

HOA
None
POA
None
  1. Choose Your Tract

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  3. Sign & Start Using in 48 hrs

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Contact

Schedule Property Visit: Rolling Hills
Chad Williams
Chad Williams
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Rolling Hills Tract 11 — Homestead-Ready Acreage

Rolling Hills Tract 11 gives you the room to grow food, raise animals, and build slow — 6.19 acres of homestead-ready acreage in Wayne County, Kentucky. Part of Rolling Hills. Priced at $40,900 — about $549.41/month on our Enhanced plan (5% down and we match it, 20-year term).

  • About 72 miles from Knoxville and 86 miles from Lexington (straight line; the drive is longer).
  • At 6.19 acres it is the 2nd-largest of the 5 tracts still available at Rolling Hills, at about $6,607 per acre versus a $7,259 average there.
  • Long-term homestead build site — plant gardens, raise animals, dig a well
  • No HOA, no city setbacks — rural zoning gives you room to grow your own
  • Affordable $999-down entry beats saving for years for a "someday" homestead

Common questions about Rolling Hills — Tract 11

Can I raise livestock on Rolling Hills Tract 11?
Small homestead-scale animals — chickens, goats, hogs, bees — are common on rural private acreage like Rolling Hills Tract 11. Confirm livestock is permitted under the property covenants and county ordinances for Rolling Hills Tract 11 before bringing animals on.
How long does it take to close on Rolling Hills Tract 11?
Rolling Hills Tract 11 closes via a direct purchase agreement (no bank, no credit check) usually within a few days of receiving your $999 down payment. We send the paperwork by email and you can take possession immediately to start clearing or planting.
Do I need a realtor to buy Rolling Hills Tract 11?
No. Rolling Hills Tract 11 is sold direct from Zero Credit Land. Skipping the realtor saves 5-6% off the typical raw-land transaction cost and is a core reason our $999-down structure pencils out.
Can I build a primary home on Rolling Hills Tract 11?
Rolling Hills Tract 11 is rural acreage; most counties allow stick-built homes, modular homes, cabins, or homestead structures with standard permits. Confirm specific build requirements with the county before pouring a foundation.

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  • $999 DownLow entry cost to get started.
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  • Use It Right AwayRecreational, hunting, off-grid.