Basic
$466.79/mo
- Down payment
- $999
- APR
- 10.99%
- Down payment match
- None
- Purchase price
- $34,900
- Doc fee
- $249
- Due at signing
- $1,248
Financing options
We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.
Enhanced
Most popular$420.23/mo
We match your 5% down
- Down payment
- $1,999
- APR
- 10.49%
- Down payment match
- $1,745
- New purchase price
- $33,155
- Doc fee
- $249
- Due at signing
- $2,248
$1,999 minimum down applies on this tract.
Text me about this planPremium
$368.81/mo
We match your 10% down
- Down payment
- $3,490
- APR
- 9.99%
- Down payment match
- $3,490
- New purchase price
- $31,410
- Doc fee
- $249
- Due at signing
- $3,739
Diamond
$265.15/mo
We match your 20% down
- Down payment
- $6,980
- APR
- 8.99%
- Down payment match
- $6,980
- New purchase price
- $27,920
- Doc fee
- $249
- Due at signing
- $7,229
Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.
All Property Plans Include:
- 20% discount for cash buyers!
- Payment date flexibility
- Low Doc Fee's!
- Everyone is Approved!
Questions? Text or chat with us.
Ask about any tract, the payments or a visit. No forms, no obligation.
Overview
Tract 1 is 3.8 acres at Rolling Hills with frontage on Tucker Road, a county maintained road, so it is the easiest lot in the development to reach. Power is available to the tract. It is very wooded with tall hardwoods, and deer and turkey are regularly seen nearby. Water would come from a private well drilled at the buyer's cost. It suits a small cabin, a full-time RV setup or a weekend camp close to town.
About Rolling Hills
Rolling Hills is a wooded development on Tucker Hollow Road and Dick Cemetery Road in Wayne County, Kentucky, about nine miles east of Monticello. Somerset is roughly 20 miles to the north, Lake Cumberland is close by, and the Daniel Boone National Forest is within easy reach for hiking, hunting and fishing. Monticello has groceries, fuel and hardware stores, so you get quiet countryside without being far from town.
The property is divided into 33 tracts from about 2 to 8 acres. Every tract has been professionally surveyed, with the corners staked and pinned.
Features
Start using your land in 48 hours!
- Homesteading
- Mobile Structures
- Off-Grid Living
- Hunting
- 4x4
- Camping
- Small Structures
- No HOA
Location
Property Map
Documents & details
- Choose Your Tract
Browse available tracts and pick the one that fits your vision.
- Reserve with Down Payment
Secure your land with a small down payment — simple qualification, no credit check.
- Sign & Start Using in 48 hrs
Sign the contract and your land is yours — start using it within 48 hours.
Rolling Hills Tract 1 — A Place to Grow Your Own
Rolling Hills Tract 1 reads as a textbook homestead start — 3.8 acres of homestead-ready acreage in Wayne County, Kentucky. Part of Rolling Hills. Priced at $34,900 — about $466.79/month on our Enhanced plan (5% down and we match it, 20-year term).
- About 72 miles from Knoxville and 86 miles from Lexington (straight line; the drive is longer).
- At 3.8 acres it is the 5th-largest of the 5 tracts still available at Rolling Hills, at about $9,184 per acre versus a $7,259 average there.
- Long-term homestead build site — plant gardens, raise animals, dig a well
- No HOA, no city setbacks — rural zoning gives you room to grow your own
- Affordable $999-down entry beats saving for years for a "someday" homestead
Common questions about Rolling Hills — Tract 1
Is Rolling Hills Tract 1 suitable for homesteading?
Rolling Hills Tract 1 sits in rural agricultural country where homesteading — gardens, chickens, goats, a milk cow, fruit trees — is a normal, expected use of land of this size. No HOA, no design committee, no neighbors close enough to complain.
What is the closing process for Rolling Hills Tract 1?
Rolling Hills Tract 1 is sold via direct purchase agreement: you pay $999 down, sign the paperwork by email, and take possession. There is no realtor, no escrow officer, no underwriter — just a recorded deed and a simple installment agreement.
Do I need a realtor to buy Rolling Hills Tract 1?
No. Rolling Hills Tract 1 is sold direct from Zero Credit Land. Skipping the realtor saves 5-6% off the typical raw-land transaction cost and is a core reason our $999-down structure pencils out.
Can Rolling Hills Tract 1 be my full-time residence?
Yes. Many homestead buyers move onto rural acreage like Rolling Hills Tract 1 full-time. County building permits cover the residence itself; once you have a permitted dwelling and septic, full-time residency is straightforward.
Explore more
More Tracts at Rolling Hills
Explore other available tracts in Rolling Hills. Each offers its own acreage, price and features.
More in this county
More Land in Wayne County
Other communities with tracts for sale in Wayne County, Kentucky.
Poppy's Point
Wayne County, Kentucky
4 tracts2.04 – 6.82 acresfrom $38,900
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Own rural land today
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$999 down. No credit check. Fast 48-hour closings. Start using your land right away.
Browse Available Land- $999 DownLow entry cost to get started.
- No Credit CheckEveryone is welcome.
- 48-Hour ClosingsFast and simple process.
- Use It Right AwayRecreational, hunting, off-grid.