← Poppy's Point

Poppy's Point — Tract 4

Available

Wayne County, Kentucky

$55,9006.82 ac$755.95/mo

Financing options

We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.

Basic

$755.95/mo
Down payment
$999
APR
10.99%
Down payment match
None
Purchase price
$55,900
Doc fee
$249
Due at signing
$1,248
Text me about this plan

Enhanced

Most popular
$678.58/mo

We match your 5% down

Down payment
$2,795
APR
10.49%
Down payment match
$2,795
New purchase price
$53,105
Doc fee
$249
Due at signing
$3,044
Text me about this plan

Premium

$590.73/mo

We match your 10% down

Down payment
$5,590
APR
9.99%
Down payment match
$5,590
New purchase price
$50,310
Doc fee
$249
Due at signing
$5,839
Text me about this plan

Diamond

$424.69/mo

We match your 20% down

Down payment
$11,180
APR
8.99%
Down payment match
$11,180
New purchase price
$44,720
Doc fee
$249
Due at signing
$11,429
Text me about this plan

Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.

All Property Plans Include:

  • 20% discount for cash buyers!
  • Payment date flexibility
  • Low Doc Fee's!
  • Everyone is Approved!

Questions? Text or chat with us.

Ask about any tract, the payments or a visit. No forms, no obligation.

Overview

Tract 4 is 6.82 acres at Poppy's Point, reached by an unmaintained dirt road. Power is available to the tract. It is densely wooded with hardwoods native to southeastern Kentucky, giving it good privacy. Water would come from a private well drilled at the buyer's cost. It works for a permanent home or a weekend getaway.

About Poppy's Point

Poppy's Point is about 59 acres of rural Kentucky countryside on Nathan Haynes Road in Wayne County, about 11 miles east of Monticello. Somerset is roughly 22 miles to the north, and Lake Cumberland and the Daniel Boone National Forest are within easy driving distance. Monticello has groceries, fuel and hardware stores for supplies.

The property is divided into 14 tracts from about 2 to 8 acres. Every tract has been professionally surveyed, with the corners staked and pinned.

Features

  • Electric
Start using your land in 48 hours!
  • Homesteading
  • Mobile Structures
  • Off-Grid Living
  • Hunting
  • 4x4
  • Camping
  • Small Structures
  • No HOA

Location

Property Map
Property plat map

Video tour

Documents & details

Property Documents

Coordinates
Covenants
Survey
Tract Map

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Location

Address
132 Nathan Haynes Road, Monticello, KY 42633, United States of America
City
Monticello
County
Wayne County
State
Kentucky
ZIP
42633
GPS
36°46'12.1"N, 84°39'15.4"W

Land

Size
6.82 acres
Corner coordinates
1. 36.770200, -84.656570 2. 36.770320, -84.656380 3. 36.771050, -84.656570 4. 36.771520, -84.656440 5. 36.771800, -84.656230 6. 36.771790, -84.655420 7. 36.769120, -84.655200 8. 36.769390, -84.656240 9. 36.769730, -84.656350 10. 36.770100, -84.656550
Surveyed
Yes
Road Type
Unmaintained Dirt Road
Elevation
1,009 ft

Utilities

Electric Company
South Kentucky RECC
Electric Location
Power lines reach some lots; South Kentucky RECC serves the area and can extend service at the buyer's cost
Water Source
Private well at buyer's cost (depth, quantity and quality not guaranteed)

Zoning & Uses

Zoning
Residential, Recreational
Mobile Homes
Allowed
RV Living
Full-Time
Hunting
Allowed

Records

Restrictions
Recorded covenants, no HOA. Residential and recreational use only, no commercial use. Conventional, portable and tiny homes allowed; an RV or camper may be a full-time home. One dwelling per 5 acres. Setbacks 70 ft from roads and 50 ft from boundaries. No hunting from the access roads. A residency permit from the seller is needed before living on the land while the contract for deed is being paid.

Fees & Taxes

HOA
None
POA
None
  1. Choose Your Tract

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  2. Reserve with Down Payment

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Contact

Schedule Property Visit: Poppy's Point
Chad Williams
Chad Williams
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Poppy's Point Tract 4 — Homestead-Ready Acreage

Poppy's Point Tract 4 gives you the room to grow food, raise animals, and build slow — 6.82 acres of homestead-ready acreage in Wayne County, Kentucky. Part of Poppy's Point. Priced at $55,900 — about $755.95/month on our Enhanced plan (5% down and we match it, 20-year term).

  • About 69 miles from Knoxville and 88 miles from Lexington (straight line; the drive is longer).
  • At 6.82 acres it is the largest of the 4 tracts still available at Poppy's Point, at about $8,196 per acre versus a $10,935 average there.
  • Long-term homestead build site — plant gardens, raise animals, dig a well
  • No HOA, no city setbacks — rural zoning gives you room to grow your own
  • Affordable $999-down entry beats saving for years for a "someday" homestead

Common questions about Poppy's Point — Tract 4

Is Poppy's Point Tract 4 suitable for homesteading?
Poppy's Point Tract 4 sits in rural agricultural country where homesteading — gardens, chickens, goats, a milk cow, fruit trees — is a normal, expected use of land of this size. No HOA, no design committee, no neighbors close enough to complain.
How fast can I take possession of Poppy's Point Tract 4?
Most buyers close on Poppy's Point Tract 4 within 3-5 business days of the $999 down payment. Because there is no underwriter and no bank, you can be walking the property and clearing brush by the following weekend.
Is there a credit check to buy Poppy's Point Tract 4?
No credit check. Poppy's Point Tract 4 is sold direct from Zero Credit Land — every buyer who can cover the $999 down payment is approved. The process is built to be fast and bank-free.
What kind of home can I put on Poppy's Point Tract 4?
On Poppy's Point Tract 4 you can put up a stick-built home, modular home, log home, barndominium, or off-grid cabin. Rural counties around Poppy's Point Tract 4 allow all of these; the only ground rule is meeting basic county building and septic permits.

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