Autumn Ridge Leslie County Kentucky — Off-Grid Mountain Tracts For Sale With Owner Financing

Autumn Ridge is a 294.99-acre rural land development in Leslie County, Kentucky, about 18 miles west of Hazard, KY near Confluence. The property is divided into 24 surveyed tracts ranging from 6 to 21.58 acres — heavily wooded Appalachian ridges at 1,000–2,000 feet, covered in oaks, poplars, hemlocks, and mountain laurel, with a seasonal stream. At the time of writing, 17 of 24 tracts have sold, leaving 7 available. Every remaining tract is off-grid — no power lines, access via an unmaintained dirt road, and buyers entitled to drill a domestic well — and is sold direct from the seller through Zero Credit Land. The Basic plan starts at just $999 down, no credit check, no bank. The Enhanced plan offers 5% down for 5% off list price. A one-time $249 document fee covers closing, with fixed monthly payments on terms up to 20 years.

Where Is Autumn Ridge, Kentucky?

Autumn Ridge sits in Leslie County, one of the most remote corners of eastern Kentucky's Appalachian highlands, about 18 miles west of Hazard, KY near Confluence. Hazard is the regional commercial and healthcare hub for southeastern Kentucky, home to a hospital and major retail for a city of roughly 5,000 — close enough for supply runs but far enough away that Autumn Ridge stays genuinely rural. Hyden, the Leslie County seat, is roughly 20 miles south of the property, and Buckhorn Lake, a US Army Corps of Engineers reservoir on the Middle Fork of the Kentucky River, is about 15 miles away.

Leslie County occupies the heart of Kentucky's coal country highlands, where steep forested ridges, narrow creek hollows, and seasonal mountain streams define the terrain. Daniel Boone National Forest is accessible throughout the county, giving Autumn Ridge owners public land and trail access on top of their own acreage.

The location strikes a balance many eastern Kentucky buyers look for: Hazard covers day-to-day needs, Hyden anchors the county, and Buckhorn Lake adds a nearby recreation option, while the property itself sits far enough into the mountains to feel like a true off-grid retreat.

What Does the Land at Autumn Ridge Look Like?

Autumn Ridge's 24 tracts climb across heavily wooded Appalachian ridges between 1,000 and 2,000 feet in elevation. Oaks, poplars, hemlocks, and mountain laurel cover the slopes, broken up by narrow creek hollows and a seasonal stream that crosses parts of the property. The terrain and forest cover make Leslie County one of Kentucky's most productive whitetail deer and black bear habitats, with wild turkey common throughout.

Key characteristics of the property:

• Total acreage: 294.99 acres divided into 24 surveyed tracts
• Tract sizes: 6 to 21.58 acres each
• Terrain: Heavily wooded Appalachian ridges, 1,000–2,000 ft elevation, narrow creek hollows
• Timber: Oaks, poplars, hemlocks, and mountain laurel
• Water feature: A seasonal stream on the property
• Wildlife: Whitetail deer, black bear, and wild turkey are common throughout Leslie County
• Access: Unmaintained dirt road; a 4x4 or high-clearance vehicle is recommended
• Utilities: Off-grid — no power lines on the property; buyers are entitled to drill a domestic well

There are no power lines and no public water or sewer service on any tract at Autumn Ridge. Most buyers pair a domestic well with solar panels and a septic or composting system — the standard off-grid build-out for this part of eastern Kentucky.

How Many Tracts Are Left at Autumn Ridge — and What Do They Cost?

Autumn Ridge was originally offered as 24 tracts of 6 to 21.58 acres. At the time of writing, 17 of the 24 tracts have sold, leaving 7 tracts still available. Because inventory moves, current availability and exact pricing are best confirmed on the Autumn Ridge pricing page. Buyers wanting tract-level detail can review Autumn Ridge Tract 20 and Autumn Ridge Tract 8 for acreage, price, and monthly payment estimates.

Ongoing carrying costs are among the lowest in the state. Property taxes on raw rural land in Leslie County typically run about $1–3 per acre per year, so even a larger tract at Autumn Ridge carries a modest annual tax bill — a fraction of what comparable acreage costs to hold in most other states.

Does Autumn Ridge Offer Owner Financing With No Credit Check?

Yes — the remaining tracts at Autumn Ridge are sold direct from the seller through Zero Credit Land, with no bank, no credit check, and no minimum credit score required. Here's how the financing works:

• Basic plan: $999 down to get started — no credit check, no bank involved
• Enhanced plan (most popular): 5% down in exchange for a 5% discount off the list price
• Document fee: A one-time $249 document fee covers closing on every tract
• Terms: Fixed monthly payments on plans running up to 20 years
• Structure: A contract for deed between buyer and seller — no third-party lender, no loan application, no debt-to-income review
• Closing: Closings can be completed in as little as 48 hours

Because there is no bank in the transaction, buyers with excellent credit, poor credit, no credit history, self-employment income, or a prior bankruptcy can all qualify on the same terms. Payments are fixed for the life of the contract, and the buyer receives a warranty deed once the balance is paid in full.

What Is the Climate Like at Autumn Ridge?

Sitting deep in the Appalachian mountains of Leslie County, Autumn Ridge sees a cooler climate than most of Kentucky. July highs typically run 82–84°F — noticeably milder than lowland Kentucky summers — and the mountain elevation means snow is more common here than in the rest of the state. The combination of cool summers and genuine four-season mountain weather is part of what draws hunters and off-grid buyers to this corner of eastern Kentucky.

What Can You Do at Autumn Ridge?

Autumn Ridge's tract sizes, elevation, and off-grid setup suit several overlapping uses for Kentucky land buyers:

Hunting

Leslie County ranks among Kentucky's most productive whitetail deer and black bear habitats, and Autumn Ridge's mix of hardwood ridges, mountain laurel thickets, and creek hollows gives hunters natural travel corridors and cover. Wild turkey are also common throughout the property, and Daniel Boone National Forest is accessible throughout the county for additional public-land hunting.

Off-Grid Cabin Site or Hunting Camp

With no power lines on the property, most buyers pair a domestic well with solar power and a septic or composting system for a self-sufficient cabin or camp. The unmaintained dirt road access and 1,000–2,000 foot elevation give each tract genuine privacy — a straightforward setup for hunting camps, RVs, and off-grid cabins alike.

RV and Recreational Use

Because tracts don't depend on grid utilities, several owners use their acreage seasonally for RV camping and mountain recreation, with Buckhorn Lake about 15 miles away for fishing and boating when it's time for a change of scenery.

Long-Term Land Investment

With property taxes running roughly $1–3 per acre per year, Autumn Ridge is inexpensive to hold indefinitely — whether the plan is to build now, build later, or simply own a piece of the eastern Kentucky mountains outright once the contract is paid off.

How Do I Visit or Buy a Tract at Autumn Ridge?

With only 7 tracts left, the fastest way to see current details is the Autumn Ridge property page, which lists each remaining tract with acreage, price, and monthly payment estimates for both the Basic and Enhanced plans. Tract-level detail is available on Autumn Ridge Tract 20 and Autumn Ridge Tract 8.

Getting started takes a few simple steps:

1. Review available tracts and pricing on the Autumn Ridge pricing page
2. Choose the Basic plan ($999 down) or the Enhanced plan (5% down, 5% off the list price)
3. Pay the down payment plus the $249 document fee to start
4. Sign the contract for deed
5. Begin using your land and make fixed monthly payments for up to 20 years
6. Receive your warranty deed when the balance is paid in full

Questions? Call 469-908-2174 or email contact@zerocreditland.com. The team can walk you through current tract availability and share access directions so you can see the mountain before you commit — a 4x4 or high-clearance vehicle is recommended for the unmaintained dirt road.

View available Autumn Ridge tracts →