Basic
$618.26/mo
- Down payment
- $999
- APR
- 10.99%
- Down payment match
- None
- Purchase price
- $45,900
- Doc fee
- $249
- Due at signing
- $1,248
Financing options
We match your down payment. Put 5%, 10% or 20% down and we match it. Owner financed, no credit check.
Enhanced
Most popular$557.19/mo
We match your 5% down
- Down payment
- $2,295
- APR
- 10.49%
- Down payment match
- $2,295
- New purchase price
- $43,605
- Doc fee
- $249
- Due at signing
- $2,544
Premium
$485.05/mo
We match your 10% down
- Down payment
- $4,590
- APR
- 9.99%
- Down payment match
- $4,590
- New purchase price
- $41,310
- Doc fee
- $249
- Due at signing
- $4,839
Diamond
$348.72/mo
We match your 20% down
- Down payment
- $9,180
- APR
- 8.99%
- Down payment match
- $9,180
- New purchase price
- $36,720
- Doc fee
- $249
- Due at signing
- $9,429
Payments are estimates based on the list price and the plan’s published rate. A 10-year term is fixed for its full length; a 20-year term is rate-locked for 3 years, then the remaining balance is renewed every 3 years. Final terms are set by the purchase agreement and depend on the tract still being available.
All Property Plans Include:
- 20% discount for cash buyers!
- Payment date flexibility
- Low Doc Fee's!
- Everyone is Approved!
Questions? Text or chat with us.
Ask about any tract, the payments or a visit. No forms, no obligation.
Overview
Tract 2 is 5.09 acres at Laurel Ridge, reached from the paved county road by the development's dirt road. The ground is gently rolling with a good mix of central Kentucky hardwoods. There is no power on the tract today, and water would come from a private well drilled at the buyer's cost. It works for camping, hunting, an RV or a future home.
About Laurel Ridge
Laurel Ridge is a 16-tract development in Casey County, Kentucky, about five miles south of Liberty. Somerset is roughly 22 miles to the southeast, Russell Springs is about 15 miles away, and Green River Lake and the Daniel Boone National Forest are within easy driving distance for fishing, boating and hiking. Liberty has groceries, fuel and other everyday stores.
The tracts run about 5 to 12 acres. Every tract has been professionally surveyed, with the corners staked and pinned.
Features
Start using your land in 48 hours!
- Homesteading
- Mobile Structures
- Off-Grid Living
- Hunting
- 4x4
- Camping
- Small Structures
- No HOA
Location
Property Map
Documents & details
- Choose Your Tract
Browse available tracts and pick the one that fits your vision.
- Reserve with Down Payment
Secure your land with a small down payment — simple qualification, no credit check.
- Sign & Start Using in 48 hrs
Sign the contract and your land is yours — start using it within 48 hours.
Laurel Ridge Tract 2 — Homestead Start
Laurel Ridge Tract 2 is sized for a real working homestead, not a hobby plot — 5.09 acres of homestead-ready acreage in Casey County, Kentucky. Part of Laurel Ridge. Priced at $45,900 — about $618.26/month on our Enhanced plan (5% down and we match it, 20-year term).
- About 60 miles from Lexington and 82 miles from Louisville (straight line; the drive is longer).
- Long-term homestead build site — plant gardens, raise animals, dig a well
- No HOA, no city setbacks — rural zoning gives you room to grow your own
- Affordable $999-down entry beats saving for years for a "someday" homestead
Common questions about Laurel Ridge — Tract 2
Is Laurel Ridge Tract 2 suitable for homesteading?
Laurel Ridge Tract 2 sits in rural agricultural country where homesteading — gardens, chickens, goats, a milk cow, fruit trees — is a normal, expected use of land of this size. No HOA, no design committee, no neighbors close enough to complain.
How fast can I take possession of Laurel Ridge Tract 2?
Most buyers close on Laurel Ridge Tract 2 within 3-5 business days of the $999 down payment. Because there is no underwriter and no bank, you can be walking the property and clearing brush by the following weekend.
How do I buy Laurel Ridge Tract 2 without a bank?
Simple: put $999 down and sign a direct purchase agreement with Zero Credit Land. No bank, no underwriter, no realtor. The paperwork goes by email and you can take possession within days.
Can Laurel Ridge Tract 2 be my full-time residence?
Yes. Many homestead buyers move onto rural acreage like Laurel Ridge Tract 2 full-time. County building permits cover the residence itself; once you have a permitted dwelling and septic, full-time residency is straightforward.
Own rural land today
Ready to Own Your Land?
$999 down. No credit check. Fast 48-hour closings. Start using your land right away.
Browse Available Land- $999 DownLow entry cost to get started.
- No Credit CheckEveryone is welcome.
- 48-Hour ClosingsFast and simple process.
- Use It Right AwayRecreational, hunting, off-grid.