Colbert County, Alabama
10-year term$999 down9.99% APR
Direct purchase agreementNo credit check needed
- Homesteading
- Off-grid living
- Mobile structures
- Small structures
- Hunting
- Camping
- 4×4 access
- No HOA
5.82 Acres at Lighting Ridge — Colbert County, Alabama · $999 Down, Direct From the Seller
Colbert County, Alabama
10-year term$999 down9.99% APR
Direct purchase agreementNo credit check needed
test description

$999 down. Everyone approved. Fast 48-hour closings. Start using your land right away.
Lighting Ridge Tract 20 is a quiet rural homesite ready for a long-term homestead build — 5.82 acres of homestead-ready acreage in Colbert County, Alabama. Part of Lighting Ridge. Priced at $49,621 — about $576.73/month after $999 down on the 10-year direct-purchase plan.
Yes. Lighting Ridge Tract 20 is rural acreage suited for a long-term homestead — gardens, livestock, a well, a barn, a homestead-scale cabin. Most rural counties allow agricultural use without permits; refer to the property page for any local restrictions.
Lighting Ridge Tract 20 is sold via direct purchase agreement: you pay $999 down, sign the paperwork by email, and take possession. There is no realtor, no escrow officer, no underwriter — just a recorded deed and a simple installment agreement.
Lighting Ridge Tract 20 is owned by Zero Credit Land and sold directly from us to you. No third-party listing, no realtor markup, no bank or mortgage company in between.
On Lighting Ridge Tract 20 you can put up a stick-built home, modular home, log home, barndominium, or off-grid cabin. Rural counties around Lighting Ridge Tract 20 allow all of these; the only ground rule is meeting basic county building and septic permits.
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