Forest Hill Texas County Missouri — Rural Land Tracts For Sale With Owner Financing

Forest Hill is an 82.58-acre rural land development in Texas County, Missouri, located near Houston, MO in the rural south-central Ozarks. The property is divided into 13 surveyed tracts ranging from 5.35 to 7.78 acres — rolling Ozark ridges with hardwood and pine timber and the spring-fed creek systems typical of Texas County. At the time of writing, 2 of the original 13 tracts remain available: Tract 3 (7.78 acres) and Tract 13 (5.35 acres). Every remaining tract is sold direct from the seller through Zero Credit Land with owner financing — no credit check, no bank, and a Basic plan starting at just $999 down. Buyers who prefer a lower balance can choose the Enhanced plan: 5% down for a 5% discount off the list price. A one-time $249 document fee covers closing on any tract, with fixed monthly payments on terms up to 20 years.

Where Is Forest Hill, Missouri?

Forest Hill sits in Texas County, in the rural south-central Ozarks of Missouri, near Houston, MO — the Texas County seat and a small rural city of about 2,000 providing basic commercial services. Texas County is Missouri's largest county by land area and one of its most heavily forested, defined by rolling Ozark ridges, spring-fed creek systems, and the Current River drainage to the south. Eminence, MO — the unofficial capital of Ozarks float-fishing and gateway to the Current River — is about 40 miles south, and Springfield, MO is about 80 miles west for a larger regional center.

Mark Twain National Forest covers a substantial portion of Texas County, and the Ozark National Scenic Riverways begin just south in Shannon and Dent counties, making this part of Missouri a natural destination for outdoor recreation buyers. The Ozark Trail, a designated long-distance hiking and backpacking route, passes through the broader region and connects to national forest trailheads throughout south-central Missouri.

What Does the Land at Forest Hill Look Like?

Forest Hill's 13 tracts sit across rolling Ozark ridges covered in mixed hardwood and pine timber, with the spring-fed creek systems that define much of Texas County's terrain. The forested cover and ridge-and-hollow topography support strong whitetail deer and turkey populations throughout the surrounding county.

Key characteristics of the property:

• Total acreage: 82.58 acres divided into 13 surveyed tracts
• Tract sizes: 5.35 to 7.78 acres each
• Terrain: Rolling Ozark ridges, hardwood and pine timber, spring-fed creek systems
• Wildlife: Whitetail deer and turkey are common throughout Texas County's forested terrain
• Access: Unmaintained dirt road — a vehicle with reasonable clearance is recommended after wet weather
• Utilities: Primarily off-grid; buyers are entitled to drill a domestic well

There is no power, water, or sewer service on any tract. Most buyers set up solar power, a drilled well, and a composting or septic system — a well-understood build-out for rural Texas County acreage.

How Much Does Land at Forest Hill Cost — and What About Taxes?

Forest Hill was originally offered as 13 tracts of 5.35 to 7.78 acres. At the time of writing, Tract 3 (7.78 acres) and Tract 13 (5.35 acres) are the only remaining parcels. Because inventory moves, current availability and exact pricing are best confirmed on the Forest Hill pricing page.

Ongoing carrying costs are low. Property taxes on raw rural land in Texas County typically run about $1–3 per acre per year, so a tract in the 5–8 acre range carries an estimated annual tax bill of roughly $5–24 — among the lowest holding costs anywhere in Missouri.

Does Forest Hill Offer Owner Financing With No Credit Check?

Yes — the remaining tracts at Forest Hill are sold direct from the seller through Zero Credit Land, with no bank, no credit check, and no minimum credit score required. Here's how the financing works:

• Basic plan: $999 down to get started — no credit check, no bank involved
• Enhanced plan (most popular): 5% down in exchange for a 5% discount off the list price
• Document fee: A one-time $249 document fee covers closing on every tract
• Terms: Fixed monthly payments on plans running up to 20 years
• Structure: A contract for deed between buyer and seller — no third-party lender, no loan application, no debt-to-income review

Because there is no bank in the transaction, buyers with excellent credit, poor credit, no credit history, self-employment income, or a prior bankruptcy can all qualify on the same terms. Payments are fixed for the life of the contract, and the buyer receives a warranty deed once the balance is paid in full.

What Can You Do at Forest Hill?

Forest Hill's tract sizes, timber cover, and proximity to Mark Twain National Forest and the Current River suit several overlapping uses for Missouri land buyers:

Hunting

Texas County is strong whitetail deer and turkey territory, and Mark Twain National Forest — covering a substantial portion of the county — adds thousands of additional acres of public hunting ground within easy reach of Forest Hill. The rolling ridges and hardwood-pine timber on the property give hunters natural cover and travel corridors close to home.

Fishing and River Recreation

Eminence, MO, about 40 miles south of Forest Hill, is the unofficial capital of Ozarks float-fishing and the gateway to the Current River within the Ozark National Scenic Riverways. The Ozark Trail also passes through the broader region, connecting to national forest trailheads throughout south-central Missouri for hikers and backpackers.

Off-Grid Cabin Site or Homestead

With the ability to drill a domestic well and add solar power, a Forest Hill tract offers a straightforward path to an off-grid cabin or homestead build-out. Combined with a septic or composting system, the wooded, ridge-and-hollow terrain gives each remaining tract a private, timbered feel deep in the south-central Ozarks.

Long-Term Land Investment

With property taxes running roughly $5–24 a year on a tract in the 5–8 acre range, Forest Hill is inexpensive to hold indefinitely — whether the plan is to build now, build later, or simply own a piece of the Missouri Ozarks outright once the contract is paid off.

How Do I Visit or Buy a Tract at Forest Hill?

With only two tracts left, the fastest way to see current details is the Forest Hill property page, which lists each remaining tract with acreage, price, and monthly payment estimates for both the Basic and Enhanced plans. Tract-level detail is available on Forest Hill Tract 3 (7.78 acres) and Forest Hill Tract 13 (5.35 acres).

Getting started takes a few simple steps:

1. Review available tracts and pricing on the Forest Hill pricing page
2. Choose the Basic plan ($999 down) or the Enhanced plan (5% down, 5% off the list price)
3. Pay the down payment plus the $249 document fee to start
4. Sign the contract for deed
5. Begin using your land and make fixed monthly payments for up to 20 years
6. Receive your warranty deed when the balance is paid in full

Questions? Call 469-908-2174 or email contact@zerocreditland.com. The team can walk you through current tract availability and share access directions so you can see the land before you commit.

View available Forest Hill tracts →