Big White Oak — Perry County, Tennessee

Tucked into the forested ridges of Perry County, Tennessee, Big White Oak is a 1,500-acre land development offering 151 individual tracts ranging from 5.05 to 25.97 acres. Located 8 miles east of Linden, TN and roughly 95 miles southwest of Nashville, this is one of the most compelling owner-financed land opportunities in Middle Tennessee. Zero Credit Land offers every tract at $999 down, no credit check, no bank required.

Perry County sits in a stretch of rural Tennessee that rarely makes the headlines — which is precisely what makes it so appealing to buyers who want land that still feels like land. No subdivisions, no strip malls pushing toward the fence line, just timber-covered hills, seasonal creek draws, and a quietness that West Tennessee and the Nashville suburbs gave up years ago.

About Big White Oak

Big White Oak was developed to offer a range of tract sizes that fit different budgets and intended uses. Whether you're looking for a compact recreational parcel or a larger block for a cabin site with room to roam, the development's 151-lot structure means you have real choices — and real neighbors who bought with the same mindset.

Key property details:

• Elevation: Approximately 640 feet average across the development — classic ridge-and-hollow West Tennessee terrain
• Terrain: Forested hills, open fields, wet-weather creek drains, and a natural spring area within the development
• Zoning: Residential/Recreational — cabin construction is permitted; Perry County has no zoning ordinance, so land use is flexible
• Property taxes: Approximately $2–4 per acre per year. A 5-acre tract runs roughly $10–20 annually — one of the lowest carrying costs of any rural land in Middle Tennessee
• Road access: County road frontage to the development entrance; unmaintained mountain roads serve individual tracts. A high-clearance 4WD vehicle is helpful for back tracts but not strictly required for all lots
• Electric: Available along Highway 13; extending service to individual tracts is at the buyer's cost but feasible for tracts with reasonable road access
• Water: Domestic well drilling is permitted at the owner's cost — Perry County aquifers are reliable throughout the area
• Climate: January average highs 47°F; July and August average highs 89°F. Annual rainfall approximately 55 inches — enough to keep creeks flowing and wells recharged through the dry season
• ABC Pricing: Tracts at Big White Oak are priced based on Access, Beauty, and Character. Highway proximity, electric line adjacency, and view quality all affect per-acre price — which means buyers with flexible priorities can find genuine bargains in the back sections

Tract Sizes and Pricing at Big White Oak

With 151 tracts in the development, Big White Oak offers meaningful variety. Tract sizes run from 5.05 acres on the small end to 25.97 acres for buyers who want a larger block — and pricing reflects both size and location within the development.

• Starting price: $26,373 for entry-level tracts
• Larger tracts: $51,000 to $96,000+ for 15- to 26-acre parcels with better access or view characteristics
• Price per acre: Roughly $4,600–$7,400 depending on location, access quality, and electric proximity
• Down payment: $999 flat — the same across all tract sizes

The price-per-acre range here reflects real variation in what you're getting. A back-section tract with a rougher access road comes in at the low end of the range. A highway-adjacent lot with electric hookup potential and open meadow sits at the high end. Either way, the $999 down structure makes the entry point identical regardless of which tract you choose.

Owner Financing at Big White Oak — $999 Down, No Credit Check

Zero Credit Land sells Big White Oak tracts through a direct land contract — no bank, no lender, no credit check of any kind. Here's exactly what the financing looks like:

• Down payment: $999 flat, regardless of tract size or purchase price
• Document fee: One-time fee at contract signing — no bank origination fees, no appraisal, no title insurance markup
• Monthly payments: Fixed installments — no variable rates, no balloon payments, no surprises
• Term options: 5, 10, or 20 years
• Credit check: None. We do not run credit. Your score doesn't matter.
• Approval: If you can cover the $999 down payment, you're approved. That's the only qualification.
• Land access: Immediate — you can use your Big White Oak tract from day one
• Title transfer: Warranty deed issued when the contract balance is paid in full

The land contract is a legally recognized instrument in Tennessee for rural property transfers. You receive all practical benefits of ownership — access, use, the right to improve — from the moment you sign. The note simply stays with Zero Credit Land as the seller rather than a bank as a lender.

What Buyers Use Big White Oak For

Whitetail Deer and Turkey Hunting

Perry County is legitimately one of the top hunting counties in Middle Tennessee. The ridge-and-hollow topography channels deer movement in predictable patterns, and the oak and hickory mast crop produces deer that carry serious weight by late season. Wild turkey populations are strong throughout the county, with timbered ridges and creek-bottom roost sites that make spring turkey hunting as good as anywhere in the state. Owning private land here eliminates competition from public-land hunters and gives you full management control.

Off-Grid Cabin Builds

Big White Oak's flexible zoning (no county zoning ordinance in Perry County) and solar-viable southern exposures make it a realistic off-grid build site. Buyers have established solar + battery systems, drilled wells, and built everything from tent platforms to full cabin structures. The elevation and terrain also provide natural drainage and site separation between lots.

Weekend Recreational Retreats

With Nashville just 95 miles away, Big White Oak sits in the sweet spot for metro buyers who want a weekend property without a 3-hour drive. Two hours from Nashville puts you on your land Friday evening with a full weekend ahead. The development's road network means you can reach your tract in a pickup rather than a purpose-built off-road vehicle.

Buffalo River Access

The Buffalo River — one of Tennessee's designated State Scenic Rivers — runs through Perry County just miles from Big White Oak. Float fishing for smallmouth bass, shoals camping, and kayak access are all within a short drive. Owning land in the county puts you in the Buffalo River corridor without paying waterfront premiums.

Long-Term Investment

Perry County land values have risen as Nashville's orbit expands and remote-work buyers push further into rural Middle Tennessee. Buying at today's prices with a $999 entry point locks in a low cost basis in a market with documented appreciation. Land carries better than most assets over 10- and 20-year holding periods in this region.

Nearby Landmarks and Towns

• Buffalo River: Within Perry County — one of Tennessee's premier State Scenic Rivers for float fishing and camping
• Natchez Trace State Park: Approximately 20 miles northwest — 48,000-acre park with lakes, trails, and campgrounds
• Linden, TN: 8 miles west — the Perry County seat; groceries, hardware, fuel, and county services
• Clifton, TN: Approximately 15 miles south — Wayne County seat on the Tennessee River
• Nashville, TN: 95 miles northeast — a realistic 2-hour drive for weekend use
• Jackson, TN: Approximately 45 miles west — the closest regional hub with full commercial amenities

How to Buy a Tract at Big White Oak

The process is straightforward. Browse available tracts, pick the size and location that fits your budget and intended use, and contact Zero Credit Land to confirm availability. Most buyers go from first inquiry to signed land contract within 48 hours — there's no bank underwriting timeline, no appraisal wait, no third-party approval.

View current available tracts and live pricing at zerocreditland.com/properties/tennessee/big-white-oak. You can also browse all Tennessee properties or view the full Zero Credit Land inventory across multiple states.

$999 down. No credit check. No bank. Everyone is approved. If you've been looking for affordable, owner-financed land in Middle Tennessee within reach of Nashville, Big White Oak in Perry County is worth a serious look. View available Big White Oak tracts now.